Bank CMG: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 6.64 percentage points higher than in Q1 2026, at 13.11%. Bank CMG ranks 94th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 84.28% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Bank CMG sits 3.92 points lower, at 84.28% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $197.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $233.3M |
| Fed funds sold and reverse repos | $59.5M |
| Fed funds sold and reverse repos to assets | 5.63% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $16.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.51% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.28% |
| Net loans and leases to deposits | 83.49% |
| Loans and leases to core deposits | 87.87% |
| Core deposits to total deposits | 82.80% |
| Brokered deposits to total deposits | 13.11% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.57% | 82.50% | $0 | $20.9M |
| Q4 2023 | 95.95% | 83.63% | $0 | $20.8M |
| Q1 2024 | 91.66% | 83.43% | $0 | $20.7M |
| Q2 2024 | 87.87% | 87.33% | $0 | $10.6M |
| Q3 2024 | 78.90% | 89.12% | $0 | $10.6M |
| Q4 2024 | 89.15% | 91.02% | $0 | $11.0M |
| Q1 2025 | 89.10% | 87.68% | $0 | $20.9M |
| Q2 2025 | 87.10% | 89.34% | $0 | $15.8M |
| Q3 2025 | 87.46% | 90.70% | $0 | $15.7M |
| Q4 2025 | 77.74% | 92.95% | $0 | $21.1M |
| Q1 2026 | 88.74% | 89.13% | $0 | $16.1M |
| Q2 2026 | 84.28% | 82.80% | $0 | $16.0M |
Bank CMG liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank CMG, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank CMG profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11623) · FFIEC NIC profile (RSSD 576644)