First Business Bank
First Business Bank is an FDIC-insured commercial bank. On its most recent Q1 2026 call report, First Business reported $4.3B in total assets against $3.6B in deposits. The bank posts a strong 1.28% ROA and 12.72% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 11.04% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.15% nonperforming loans and a 8.88% Texas Ratio. It operates 5 branches, primarily in Wisconsin.
Headquarters Profile
- Address
- 401 Charmany Dr, MADISON, WI 53719
- County
- Dane
- Metro Area
- MADISON, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- May 1, 1909
- Branches
- 5 domestic
- Employees (FTE)
- 368
- FDIC Cert
- 15229
- Fed RSSD
- 537449
- Parent Holding Company
- FIRST BUSINESS FINANCIAL SERVICES, INC. (RSSD 1247428)
Capital & Liquidity
Inside the full First Business Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock First Business Bank — freeThis is just First Business Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
First Business Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare First Business Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about First Business Bank
What are First Business Bank's total assets?
As of the Q1 2026 filing, First Business Bank reported total assets of $4.32 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Business Bank headquartered?
First Business Bank is headquartered in MADISON, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Business Bank founded?
First Business Bank was established in 1909, per the FDIC institution directory.
Is First Business Bank FDIC-insured?
Yes. First Business Bank is an FDIC-insured commercial bank (FDIC Certificate #15229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Business Bank?
First Business Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Business Bank's CET1 capital ratio?
First Business Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.04% in its most recent quarterly filing — above regulatory minimums.
How many branches does First Business Bank operate?
First Business Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Business Bank's Texas Ratio?
First Business Bank's Texas Ratio is 8.88% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on First Business Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required