Alliance Bank (Mondovi, WI)
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Data as of · sourced from FFIEC call reports. How we update
Alliance Bank is an FDIC-insured commercial bank headquartered in Mondovi, WI (FDIC certificate 12511), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $266.0M, up 12.4% from Q2 2025, the 107th largest of 153 banks headquartered in Wisconsin. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.02% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 12511
- Headquarters
- Mondovi, WI
- Established
- Not reported
- Total assets, Q2 2026
- $266.0M
- Assets vs Q2 2025
- +12.4%
- Tier 1 leverage ratio, Q2 2026
- 9.02%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 091803355
- Latest call report
- Q2 2026, FFIEC 041 · Alliance Bank call report
- Holding company
- GEBSCO, INC.
- Asset rank in state
- 107th of 153 in Wisconsin
Alliance Bank is one of the more profitable banks of its size. It reported $266 million in assets at June 30, 2026, up 12.4% from a year earlier. It returns 23.3% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also grew deposits 13.0% over the year, about triple the median of 4.0% for banks its size. Much of that comes from cost control: it spends about 50 cents to bring in each dollar of revenue.
Earnings jumped: net income for the quarter was $1.4 million, 45% above the same quarter a year earlier. Over the same year, loans grew 6.5% and deposits grew 13.0%. Where it has less room is capital: it funds 9.02% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, Alliance Bank reported a return on assets of 2.10%, a nonperforming-loan ratio of 0.58% and a Texas ratio of 4.51%. The figures come from its call report filed with the FFIEC.
Of the 153 banks headquartered in Wisconsin, Alliance Bank is the 107th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.7% to $266.0M, loans fell 4.0% and deposits rose 6.8%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 31.8% of total loans, ahead of 1-4 family residential loans at 27.4%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in WI; its Mondovi office books 56% of its branch deposits. On its Q2 2026 call report, Alliance Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 245 S Eau Claire St, Mondovi, WI 54755
- County
- Buffalo
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- Trust powers not granted
- Call Report form
- FFIEC 041
- Former names
- Bank of Mondovi (1988-2003)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 42
- Domestic deposits
- $216.4M
- Allowance for credit losses
- $2.3M
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $263.5M
- Average total loans
- $197.1M
- Average interest-bearing deposits
- $189.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 12511
- Fed RSSD
- 21658
- Website
- www.alliancebank.us →
- Parent Holding Company
- GEBSCO, INC. (RSSD 1126082)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Alliance Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Alliance Bank's total assets ran between $214.0M (Q3 2023) and $266.0M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$266.0M total assets against $236.6M; $243.3M total liabilities against $215.4M.
$192.3M net loans and leases against $180.4M; $216.4M total deposits against $191.6M.
$52.7M securities against $38.9M; $11.7M cash and balances due against $9.0M.
$3.9M total interest income against $3.2M; $1.1M total interest expense against $994K.
$2.8M net interest income against $2.2M.
$195K total noninterest income against $212K; $1.5M total noninterest expense against $1.4M.
$3K provision for credit losses against $0.
$1.4M net income against $956K.
2.10% return on assets against 1.64%; 4.44% net interest margin against 3.88%.
9.02% tier 1 leverage ratio against 9.93%.
Inside the full Alliance Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAlliance Bank rankings
Its closest position to the top of a national ranking is 398 of 3,611, for ROA; its furthest is 2,625 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.81% (Q3 2024) to 2.43% (Q1 2026) and its net interest margin ran from 3.07% (Q3 2024) to 4.44% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.02% | 2.10% | 0.58% | 4.51% | 4.44% |
| Q1 2026 | 10.31% | 2.43% | 0.60% | 4.47% | 4.29% |
| Q4 2025 | 10.21% | 2.27% | 0.46% | 3.44% | 4.29% |
| Q3 2025 | 10.03% | 2.17% | 0.37% | 2.78% | 4.10% |
| Q2 2025 | 9.93% | 1.64% | 0.37% | 2.88% | 3.88% |
| Q1 2025 | 10.12% | 1.60% | 0.28% | 2.24% | 3.61% |
| Q4 2024 | 9.96% | 1.12% | 0.28% | 2.26% | 3.44% |
| Q3 2024 | 9.97% | 0.81% | 0.06% | 0.65% | 3.07% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Alliance Bank (main office) | Mondovi , WI | 54755 | $121.0M |
| Cochrane Branch | Cochrane , WI | 54622 | $40.7M |
| Osseo Branch | Osseo , WI | 54758 | $34.1M |
| Bluff Siding Branch | Fountain City , WI | 54629 | $20.7M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 30, 2005 | Structure Change | Acquired Central Processing Company, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2003 | Structure Change | Acquired Bank of Buffalo Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 12, 1988 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 30, 1988 | Structure Change | Acquired The First National Bank of Mondovi Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in WI, rank 118 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $300K approved, $300K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2009 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Alliance Bank
What are Alliance Bank's total assets?
As of the Q2 2026 filing, Alliance Bank reported total assets of $266.0 million in its FFIEC call report.
Where is Alliance Bank headquartered?
It is headquartered in Mondovi, WI, United States.
Is Alliance Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #12511). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alliance Bank?
Alliance Bank's primary federal regulator is the FDIC.
How many branches does Alliance Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Alliance Bank's Texas Ratio?
Its Texas Ratio is 4.51% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Alliance Bank previously called?
The charter now named Alliance Bank has also operated as Bank of Mondovi (1988-2003), per FDIC structure-change records.
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