Alliance Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Alliance Bank of Mondovi, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.10% | 1.35% | +0.75% | 88th top |
| ROAE | 23.28% | 12.05% | +11.23% | 94th top |
| Net Interest Margin | 4.44% | 3.90% | +0.54% | 77th top |
| Efficiency Ratio | 50.10% | 63.15% | -13.05% | 80th top |
| PPNR / Avg Assets | 2.27% | 1.64% | +0.63% | 82nd top |
| Yield on Earning Assets | 6.10% | 5.65% | +0.45% | 73rd above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.81% | 1.85% | -0.04% | 49th below |
| Net Interest Spread | 4.11% | 3.35% | +0.76% | 87th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.63% | 0.92% | -0.29% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.46% | 0.67% | -0.21% | 40th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.19% | 1.28% | -0.09% | 48th below |
| ACL / NPLs (Coverage) | 189.65% | 1645.76% | -1456.11% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.88% | 7.15% | -2.27% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.02% | 12.46% | -3.44% | 13th bottom |
| Equity / Assets | 8.51% | 11.67% | -3.16% | 20th bottom |
| TCE / Tangible Assets | 8.51% | 11.40% | -2.89% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.94% | 78.64% | +11.30% | 28th below |
| Core Deposit Ratio | 96.26% | 87.09% | +9.17% | 90th top |
| Wholesale Funding Ratio | 9.40% | 5.11% | +4.29% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.39% | 6.47% | +5.92% | 88th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.45% | 7.64% | -1.19% | 57th above |
| Deposit Growth (Y/Y) | 12.96% | 6.02% | +6.94% | 88th top |
See Alliance Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Alliance Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Alliance Bank profile, how to read a UBPR, or how this data updates.