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County Bank

REHOBOTH BEACH, DEMediumEst. Jul 9, 1990FDIC #33009RSSD #1459735FDIC
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County Bank is the primary bank subsidiary of its parent holding company, headquartered in Rehoboth Beach, DE. County's Q1 2026 balance sheet shows $685M in assets funded primarily by $568M in customer deposits. The bank posts a strong 3.27% ROA and 23.64% ROE. Capital cushions are healthy: 18.94% CET1, 15.36% Tier 1 leverage. Asset quality is pristine — 0.26% NPLs and a 1.29% Texas Ratio. 7 branches make up the footprint.

Headquarters Profile

Address
19927 Shuttle Rd, REHOBOTH BEACH, DE 19971
County
Sussex
Metro Area
SEAFORD, DE
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
July 9, 1990
Branches
7 domestic
Employees (FTE)
89
FDIC Cert
33009
Fed RSSD
1459735
Parent Holding Company
CB FINANCIAL CORP (RSSD 3246425)
Assets
$685M
Deposits
$568M
Loans
$506M
Equity
$97M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3118.94%3.27%0.26%1.29%5.23%
2025-12-3118.66%4.15%0.27%1.36%5.48%
2025-09-3017.53%3.74%0.27%1.46%5.55%
2025-06-3017.10%3.32%0.30%1.77%5.05%
2025-03-3116.16%2.46%0.27%1.63%4.70%
2024-12-3116.21%2.67%0.22%1.41%4.70%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about County Bank

What are County Bank's total assets?

As of the Q1 2026 filing, County Bank reported total assets of $684.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is County Bank headquartered?

County Bank is headquartered in REHOBOTH BEACH, DE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was County Bank founded?

County Bank was established in 1990, per the FDIC institution directory.

Is County Bank FDIC-insured?

Yes. County Bank is an FDIC-insured commercial bank (FDIC Certificate #33009). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates County Bank?

County Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is County Bank's CET1 capital ratio?

County Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.94% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does County Bank operate?

County Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is County Bank's Texas Ratio?

County Bank's Texas Ratio is 1.29% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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