Bank Comparison
County Bank vs Asian Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 9
winning metrics across 23 comparable rows
Capital adequacy
| Metric | County Bank | Asian Bank |
|---|---|---|
| CET1 Ratio | 18.94% | 25.11% |
| Tier 1 Capital Ratio | 18.94% | 25.11% |
| Total Capital Ratio | 19.78% | 26.24% |
| Tier 1 Leverage Ratio | 15.36% | 19.32% |
| Equity / Assets | 14.12% | 18.20% |
Profitability
| Metric | County Bank | Asian Bank |
|---|---|---|
| Return on Assets (ROA) | 3.27% | 1.30% |
| Return on Equity (ROE) | 23.64% | 6.88% |
| Net Interest Margin (NIM) | 5.23% | 3.48% |
| Yield on Earning Assets | 6.37% | 5.86% |
| Cost of Funds | 1.31% | 2.93% |
Asset quality
| Metric | County Bank | Asian Bank |
|---|---|---|
| Texas Ratio | 1.29% | 4.13% |
| Non-Performing Loan Ratio | 0.26% | 1.05% |
| Non-Performing Asset Ratio | 0.19% | 0.78% |
| Net Charge-Off Ratio | 0.04% | 0.05% |
| ACL / Loans | 0.88% | 1.10% |
Balance sheet
| Metric | County Bank | Asian Bank |
|---|---|---|
| Total Assets | $684,818K | $684,822K |
| Total Deposits | $567,932K | $459,194K |
| Total Loans | $505,761K | $510,918K |
| Total Equity | $96,720K | $124,624K |
| Net Income (quarter) | $5,591K | $2,133K |
Liquidity & funding
| Metric | County Bank | Asian Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 89.05% | 111.26% |
| Core Deposit Ratio | 91.40% | 75.86% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | County Bank | Asian Bank |
|---|---|---|
| Headquarters City | REHOBOTH BEACH | PHILADELPHIA |
| Headquarters State | DE | PA |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 7 | 3 |
| Employees (FTE) | 89 | 46 |
| Established | July 9, 1990, midnight | June 9, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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