Bankorion
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Data as of · sourced from FFIEC call reports. How we update
Bankorion is an FDIC-insured commercial bank headquartered in Orion, IL, established in 1890 (FDIC certificate 11739), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $688.1M, up 1.3% from Q2 2025, the 76th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.73% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11739
- Headquarters
- Orion, IL
- Established
- 1890
- Total assets, Q2 2026
- $688.1M
- Assets vs Q2 2025
- +1.3%
- Tier 1 leverage ratio, Q2 2026
- 9.73%
- Domestic offices
- 9 FDIC institution directory, current count
- Routing number
- 071110042
- Holding company
- ORION BANCORPORATION, INC.
- Asset rank in state
- 76th of 319 in Illinois
Problem loans are rising at Bankorion. The Orion, Illinois bank had $688 million in assets at June 30, 2026, up 1.3% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.18% of loans from 0.12% a year earlier. It keeps 3.34 cents of net interest income on every dollar of earning assets, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also carries problem assets equal to 9.3% of the capital and reserves that would absorb them, 3.5 times the median of 2.6% for banks its size.
Paper losses on its bond portfolio are shrinking: unrealized losses of $20 million equal 30% of Tier 1 capital, down from 39% a year earlier. Loans are outrunning deposits: over the year loans rose 4.8% and deposits rose 1.7%.
As of June 30, 2026, Bankorion reported a return on assets of 0.91%, a nonperforming-loan ratio of 1.18% and a Texas ratio of 9.26%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bankorion is the 76th largest of the 319 banks headquartered in Illinois. From Q1 2026 to Q2 2026, its total assets rose 0.7% to $688.1M, loans rose 1.4% and deposits rose 1.8%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 36.1% of total loans, followed by commercial and industrial loans at 12.6%. The FDIC Summary of Deposits lists 8 offices for it, in 6 cities across 2 states; its Orion 2 offices book 40% of its branch deposits. On its Q2 2026 call report, Bankorion meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1114 4th St, Orion, IL 61273
- County
- Henry
- Metro Area
- Davenport-Moline-Rock Island, IA-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 21, 1890
- Domestic offices
- 9 FDIC institution directory, current count
- Employees (FTE)
- 95
- Domestic deposits
- $582.9M
- Allowance for credit losses
- $4.9M
- Net charge-offs (YTD)
- -$15K
- Average total assets
- $698.2M
- Average total loans
- $443.8M
- Average interest-bearing deposits
- $463.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11739
- Fed RSSD
- 855741
- Website
- http://WWW.BANKORION.COM →
- Parent Holding Company
- ORION BANCORPORATION, INC. (RSSD 1210048)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bankorion reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bankorion's total assets moved between a low of $629.7M (Q3 2023) and a high of $688.1M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$688.1M total assets against $679.3M; $630.4M total liabilities against $623.7M.
$442.4M net loans and leases against $422.5M; $582.9M total deposits against $573.1M.
$175.0M securities against $182.5M; $33.5M cash and balances due against $38.6M.
$7.9M total interest income against $7.8M; $2.4M total interest expense against $2.5M.
$5.5M net interest income against $5.4M.
$724K total noninterest income against $728K; $4.0M total noninterest expense against $3.8M.
$150K provision for credit losses against $100K.
$1.6M net income against $1.7M.
0.91% return on assets against 0.97%; 3.34% net interest margin against 3.32%.
9.73% tier 1 leverage ratio against 10.40%.
Inside the full Bankorion terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBankorion rankings
Its closest position to the top of a national ranking is 705 of 3,640, for Texas Ratio; its furthest is 2,685 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.67% (Q4 2024) to 1.02% (Q4 2025) and its net interest margin ran from 2.61% (Q3 2024) to 3.34% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.73% | 0.91% | 1.18% | 9.26% | 3.34% |
| Q1 2026 | 9.79% | 0.87% | 0.76% | 5.91% | 3.29% |
| Q4 2025 | 9.62% | 1.02% | 0.72% | 5.83% | 3.28% |
| Q3 2025 | 9.43% | 0.88% | 0.17% | 1.42% | 3.17% |
| Q2 2025 | 10.40% | 0.97% | 0.12% | 0.93% | 3.32% |
| Q1 2025 | 10.56% | 0.67% | 0.30% | 2.35% | 2.92% |
| Q4 2024 | 10.34% | 0.67% | 0.33% | 2.69% | 2.72% |
| Q3 2024 | 10.29% | 0.71% | 0.33% | 2.39% | 2.61% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bankorion (main office) | Orion , IL | 61273 | $235.3M |
| Cambridge Branch | Cambridge , IL | 61238 | $84.5M |
| 44th Avenue Branch | Moline , IL | 61265 | $76.5M |
| Aledo Branch | Aledo , IL | 61231 | $74.9M |
| Annawan Branch | Annawan , IL | 61234 | $62.4M |
| Bettendorf Iowa Branch | Bettendorf , IA | 52722 | $25.9M |
| 69th Avenue Moline Branch | Moline , IL | 61265 | $23.0M |
| Www.Bankorion.Com Branch | Orion , IL | 61273 | $380K |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 26, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 26, 2007 | Structure Change | Acquired The State Bank of Annawan Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 28, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 28, 1996 | Structure Change | Acquired Peoples Bank of Cambridge Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 99 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 340 applications, 287 loans originated, $65.6M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $402K approved, $201K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bankorion
What are Bankorion's total assets?
As of the Q2 2026 filing, Bankorion reported total assets of $688.1 million in its FFIEC call report.
Where is Bankorion headquartered?
It is headquartered in Orion, IL, United States.
When was Bankorion founded?
It was established in 1890, per the FDIC institution directory.
Is Bankorion FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11739). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bankorion?
Bankorion's primary federal regulator is the FDIC.
How many branches does Bankorion operate?
It operates 9 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bankorion's Texas Ratio?
Its Texas Ratio is 9.26% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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