Bank Comparison
Constitution Bank, N.A. vs Bankorion
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
17 · 3
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 10.09% | 9.79% |
| Equity / Assets | 8.81% | 8.41% |
Profitability
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| Return on Assets (ROA) | 1.19% | 0.87% |
| Return on Equity (ROE) | 13.65% | 10.56% |
| Net Interest Margin (NIM) | 3.56% | 3.29% |
| Yield on Earning Assets | 5.20% | 4.73% |
| Cost of Funds | 1.77% | 1.55% |
Asset quality
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| Texas Ratio | 3.62% | 6.63% |
| Non-Performing Loan Ratio | 0.50% | 0.85% |
| Non-Performing Asset Ratio | 0.35% | 0.55% |
| Net Charge-Off Ratio | 0.00% | -0.01% |
| ACL / Loans | 1.26% | 1.08% |
Balance sheet
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| Total Assets | $678,934K | $682,964K |
| Total Deposits | $615,810K | $572,734K |
| Total Loans | $476,322K | $441,243K |
| Total Equity | $59,837K | $57,455K |
| Net Income (quarter) | $2,025K | $1,498K |
Liquidity & funding
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| Loan-to-Deposit Ratio | 77.35% | 77.04% |
| Core Deposit Ratio | 90.48% | 88.08% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Constitution Bank, N.A. | Bankorion |
|---|---|---|
| Headquarters City | HILLSBORO | ORION |
| Headquarters State | IL | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 14509 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 12 | 9 |
| Employees (FTE) | 112 | 98 |
| Established | Jan. 1, 1869, midnight | May 21, 1890, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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