Bankorion: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
In Q2 2026, Retained earnings edged up by 0.9%, from $58.0M to $58.5M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.73% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $67.4M |
| Tier 1 capital | $67.4M |
| Total risk-based capital | — |
| Total equity capital | $57.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.39% |
| Tangible equity to tangible assets | 7.61% |
| Equity capital to average assets | 8.27% |
| Internal capital growth rate | 3.67% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.2M |
| Common stock surplus | $12.5M |
| Retained earnings | $58.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$14.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.97% | 6.69% | 5.82% |
| Q4 2023 | 10.19% | 7.71% | 6.87% |
| Q1 2024 | 10.01% | 7.44% | 6.60% |
| Q2 2024 | 10.06% | 7.57% | 6.74% |
| Q3 2024 | 10.29% | 8.56% | 7.73% |
| Q4 2024 | 10.34% | 7.97% | 7.13% |
| Q1 2025 | 10.56% | 8.29% | 7.47% |
| Q2 2025 | 10.40% | 8.18% | 7.39% |
| Q3 2025 | 9.43% | 7.86% | 7.07% |
| Q4 2025 | 9.62% | 8.29% | 7.49% |
| Q1 2026 | 9.79% | 8.41% | 7.63% |
| Q2 2026 | 9.73% | 8.39% | 7.61% |
Bankorion regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankorion, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankorion profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11739) · FFIEC NIC profile (RSSD 855741)