Bankorion: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 11.2% lower than in Q1 2026, at $39.8M. Bankorion ranks 152nd of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 76.75% (Q2 2026). Bankorion reported 76.75% on loan-to-deposit ratio for Q2 2026, 3.81 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $208.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.2M |
| Other borrowed money | $39.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.78% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.75% |
| Net loans and leases to deposits | 75.90% |
| Loans and leases to core deposits | 87.05% |
| Core deposits to total deposits | 86.62% |
| Brokered deposits to total deposits | 1.54% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.19% | 90.16% | $3.5M | $42.3M |
| Q4 2023 | 68.67% | 87.86% | $3.5M | $46.3M |
| Q1 2024 | 68.00% | 87.72% | $3.6M | $49.3M |
| Q2 2024 | 69.93% | 88.57% | $3.8M | $49.2M |
| Q3 2024 | 71.53% | 87.42% | $3.1M | $42.2M |
| Q4 2024 | 72.66% | 86.97% | $4.1M | $34.3M |
| Q1 2025 | 74.86% | 87.38% | $4.5M | $43.3M |
| Q2 2025 | 74.47% | 88.10% | $3.9M | $43.3M |
| Q3 2025 | 74.52% | 88.14% | $4.0M | $47.3M |
| Q4 2025 | 78.68% | 87.29% | $4.5M | $49.3M |
| Q1 2026 | 77.04% | 85.99% | $4.4M | $44.8M |
| Q2 2026 | 76.75% | 86.62% | $4.2M | $39.8M |
Bankorion liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankorion, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankorion profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11739) · FFIEC NIC profile (RSSD 855741)