Community Bank of Raymore
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Data as of · sourced from FFIEC call reports. How we update
Community Bank of Raymore is an FDIC-insured commercial bank headquartered in Raymore, MO, established in 1979 (FDIC certificate 22867), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $346.9M, down 6.3% from Q2 2025, the 89th largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 27.25% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 22867
- Headquarters
- Raymore, MO
- Established
- 1979
- Total assets, Q2 2026
- $346.9M
- Assets vs Q2 2025
- -6.3%
- CET1 ratio, Q2 2026
- 27.25%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 101003773
- Latest call report
- Q2 2026, FFIEC 051 · Community Bank of Raymore call report
- Holding company
- LOLYN FINANCIAL CORPORATION
- Asset rank in state
- 89th of 191 in Missouri
Community Bank of Raymore, based in Raymore, Missouri, reported $347 million in assets at June 30, 2026, down 6.3% from a year earlier. It keeps 2.84 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). On the other hand, it holds common equity equal to 27.25% of its risk-weighted assets, about double the median of 15.12% for banks its size.
Earnings jumped: net income for the quarter was $1.6 million, 123% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $23 million equal 62% of Tier 1 capital, down from 82% a year earlier. One more trend to watch: loans and deposits moved in opposite directions: over the year loans rose 8.8% and deposits fell 8.6%.
As of June 30, 2026, Community Bank of Raymore reported a CET1 capital ratio of 27.25%, a return on assets of 1.73%, a nonperforming-loan ratio of 0.05% and a Texas ratio of 0.43%. The figures come from its call report filed with the FFIEC.
Community Bank of Raymore ranks as the 89th largest of the 191 banks based in Missouri, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.9% to $346.9M, loans rose 4.7% and deposits fell 1.0%. Commercial and industrial loans made up 50.6% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 14.5%. Its 3 offices in the FDIC Summary of Deposits are in Raymore, MO, Peculiar, MO and Harrisonville, MO; its Raymore office books 69% of its branch deposits. On its Q2 2026 call report, Community Bank of Raymore meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 801 W Foxwood Dr, Raymore, MO 64083
- County
- Cass
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- May 15, 1979
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 42
- Domestic deposits
- $331.0M
- Allowance for credit losses
- $492K
- Net charge-offs (YTD)
- $14K
- Average total assets
- $374.8M
- Average total loans
- $126.2M
- Average interest-bearing deposits
- $256.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 15, 1979
- FDIC Cert
- 22867
- Fed RSSD
- 716851
- Website
- www.cbronline.net →
- Parent Holding Company
- LOLYN FINANCIAL CORPORATION (RSSD 1974630)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Community Bank of Raymore's total assets moved between a low of $312.3M (Q4 2024) and a high of $370.4M (Q2 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$346.9M total assets against $370.4M; $333.1M total liabilities against $364.4M.
$125.5M net loans and leases against $115.3M; $331.0M total deposits against $362.2M.
$190.3M securities against $181.7M; $19.9M cash and balances due against $62.1M.
$3.6M total interest income against $3.5M; $1.0M total interest expense against $1.2M.
$2.5M net interest income against $2.3M.
$1.4M total noninterest income against $1.4M; $2.3M total noninterest expense against $2.2M.
$8K provision for credit losses against $835K.
$1.6M net income against $726K.
1.73% return on assets against 0.77%; 2.84% net interest margin against 2.66%.
27.25% CET1 capital ratio against 25.34%; 9.70% tier 1 leverage ratio against 8.92%.
Inside the full Community Bank of Raymore terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity Bank of Raymore rankings
Its closest position to the top of a national ranking is 118 of 2,134, for CET1 ratio; its furthest is 3,008 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.69% (Q4 2024) to 1.73% (Q2 2026) and its net interest margin ran from 2.46% (Q1 2025) to 2.84% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 27.25% | 1.73% | 0.05% | 0.43% | 2.84% |
| Q1 2026 | 27.05% | 1.58% | 0.06% | 0.49% | 2.68% |
| Q4 2025 | 26.68% | 1.43% | 0.06% | 0.48% | 2.75% |
| Q3 2025 | 23.82% | 1.63% | 0.08% | 0.70% | 2.71% |
| Q2 2025 | 25.34% | 0.77% | 0.07% | 1.18% | 2.66% |
| Q1 2025 | 19.36% | 1.67% | 1.00% | 16.56% | 2.46% |
| Q4 2024 | 21.27% | 0.69% | 0.15% | 4.58% | 2.56% |
| Q3 2024 | 20.63% | 1.60% | 0.03% | 0.28% | 2.55% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Bank of Raymore (main office) | Raymore , MO | 64083 | $227.9M |
| Peculiar Branch | Peculiar , MO | 64078 | $54.6M |
| Harrisonville Branch | Harrisonville , MO | 64701 | $48.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in MO, rank 109 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $85K approved, $85K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1996 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Community Bank of Raymore
What are Community Bank of Raymore's total assets?
As of the Q2 2026 filing, Community Bank of Raymore reported total assets of $346.9 million in its FFIEC call report.
Where is Community Bank of Raymore headquartered?
It is headquartered in Raymore, MO, United States.
When was Community Bank of Raymore founded?
It was established in 1979, per the FDIC institution directory.
Is Community Bank of Raymore FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #22867). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank of Raymore?
Community Bank of Raymore's primary federal regulator is the FDIC.
What is Community Bank of Raymore's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 27.25% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Community Bank of Raymore operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community Bank of Raymore's Texas Ratio?
Its Texas Ratio is 0.43% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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