Community Bank of Raymore: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Raymore of Raymore, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.73% | 1.34% | +0.39% | 75th top |
| ROAE | 46.94% | 13.30% | +33.64% | 99th top |
| Net Interest Margin | 2.84% | 3.93% | -1.09% | 7th bottom |
| Efficiency Ratio | 58.06% | 61.14% | -3.08% | 60th above |
| PPNR / Avg Assets | 1.74% | 1.68% | +0.06% | 59th above |
| Yield on Earning Assets | 3.97% | 5.67% | -1.70% | 2nd bottom |
| Cost of Funds | 1.21% | 1.88% | -0.67% | 84th top |
| Net Interest Spread | 2.35% | 3.32% | -0.97% | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 79th top |
| NPA / Total Assets | 0.02% | 0.70% | -0.68% | 83rd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 29th below |
| ACL / Total Loans | 0.39% | 1.28% | -0.89% | 1st bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 820.00% | 1538.94% | -718.94% | 80th top |
| Texas Ratio | 0.43% | 7.33% | -6.90% | 81st top |
| Provision / NCO | 100.00% | 1396.15% | -1296.15% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.21% | 19.50% | +0.71% | 78th top |
| Tier 1 Ratio | 20.21% | 19.54% | +0.67% | 78th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.58% | 20.62% | -0.04% | 75th top |
| Leverage Ratio | 9.70% | 12.14% | -2.44% | 25th below |
| Equity / Assets | 4.00% | 11.38% | -7.38% | 1st bottom |
| TCE / Tangible Assets | 3.98% | 11.10% | -7.12% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.08% | 80.65% | -42.57% | 96th top |
| Core Deposit Ratio | 98.54% | 86.86% | +11.68% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.34% | 6.86% | -13.20% | 3rd bottom |
| Loan Growth (Y/Y) | 8.82% | 7.90% | +0.92% | 69th above |
| Deposit Growth (Y/Y) | -8.64% | 6.29% | -14.93% | 3rd bottom |
See Community Bank of Raymore's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank of Raymore, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Raymore profile, how to read a UBPR, or how this data updates.