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Asset Quality · Missouri

US Banks with Lowest Texas Ratio (Cleanest Credit) in Missouri

Ranked among banks headquartered in Missouri. Re-ranked 1-100 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): BANK OF BROOKFIELD-PURDIN NATIONAL ASSOCIATION — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 186 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Bank of Brookfield-purdin N.A. Brookfield , MO 0.00% $116.2M
2 Farmers and Merchants Bank of ST. Clair Saint Clair , MO 0.00% $343.0M
3 Connections Bank Platte City , MO 0.00% $520.1M
4 M1 Bank Clayton , MO 0.00% $1.20B
5 Jonesburg State Bank Jonesburg , MO 0.00% $141.2M
6 Metz Banking Company Nevada , MO 0.00% $116.0M
7 Kearney Trust Company Kearney , MO 0.00% $325.1M
8 Goppert Financial Bank Lathrop , MO 0.00% $310.2M
9 Bank of Grain Valley, the Grain Valley , MO 0.00% $103.4M
10 Midwest Independent Bankersbank Jefferson City , MO 0.00% $339.5M
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11 Tpnb Bank Paris , MO 0.00% $115.9M
12 County Bank Brunswick , MO 0.00% $134.7M
13 Stifel Trust Company N.A. Saint Louis , MO 0.00% $926.1M
14 New Frontier Bank Saint Charles , MO 0.00% $180.3M
15 First Missouri State Bank of Cape County Cape Girardeau , MO 0.00% $235.5M
16 Community Bank of Pleasant Hill Pleasant Hill , MO 0.00% $136.8M
17 Edward Jones Trust Company Saint Louis , MO 0.00% $155.6M
18 Parkside Financial Bank and Trust Clayton , MO 0.00% $1.05B
19 Four States Bank Carthage , MO 0.00% $116.5M
20 Nodaway Valley Bank, the Maryville , MO 0.07% $1.65B
21 Stifel Bank Saint Louis , MO 0.18% $12.14B
22 Community Bank of Marshall Marshall , MO 0.22% $247.1M
23 First Missouri State Bank Poplar Bluff , MO 0.25% $278.5M
24 Northeast Missouri State Bank Kirksville , MO 0.25% $164.6M
25 Community Point Bank Russellville , MO 0.27% $254.3M
26 1st Advantage Bank Saint Peters , MO 0.39% $206.1M
27 Community Bank and Trust Neosho , MO 0.40% $441.9M
28 Bank of New Madrid New Madrid , MO 0.40% $123.2M
29 Citizens Bank & Trust Rock Port , MO 0.46% $111.3M
30 Community Bank of Raymore Raymore , MO 0.49% $350.1M
31 Mid-missouri Bank Springfield , MO 0.52% $937.6M
32 Regional Missouri Bank Marceline , MO 0.54% $583.6M
33 United State Bank Lewistown , MO 0.56% $289.1M
34 Hnb National Bank Hannibal , MO 0.58% $995.4M
35 Peoples Bank of Wyaconda Kahoka , MO 0.64% $145.0M
36 First Missouri Bank of SEMO Kennett , MO 0.70% $210.9M
37 Missouri Bank, the Warrenton , MO 0.70% $474.3M
38 Lamar Bank and Trust Company Lamar , MO 0.71% $262.6M
39 Bank of Old Monroe, the Old Monroe , MO 0.73% $994.6M
40 Maries County Bank, the Vienna , MO 0.74% $601.5M
41 Citizens Bank of Edina, the Edina , MO 0.76% $103.9M
42 Phelps County Bank Rolla , MO 0.84% $616.7M
43 State Bank of Southwest Missouri Springfield , MO 0.88% $175.9M
44 Pony Express Bank Braymer , MO 0.91% $376.9M
45 Bank Star Pacific , MO 0.93% $197.0M
46 Central Bank of Kansas City Kansas City , MO 0.95% $399.1M
47 Community State Bank Shelbina , MO 1.04% $130.7M
48 Alliance Bank Cape Girardeau , MO 1.12% $399.9M
49 Mid America Bank Linn , MO 1.19% $1.19B
50 Legends Bank Linn , MO 1.27% $621.3M
51 Grand Missouri Bank Bolivar , MO 1.35% $139.5M
52 Farmers Bank of Northern Missouri Unionville , MO 1.39% $568.6M
53 Century Bank of the Ozarks Gainesville , MO 1.42% $297.3M
54 Cass Commercial Bank Des Peres , MO 1.46% $1.33B
55 Bloomsdale Bank Bloomsdale , MO 1.57% $397.2M
56 Putnam County State Bank Unionville , MO 1.59% $315.9M
57 Citizens Bank Butler , MO 1.63% $194.5M
58 ST. Clair County State Bank Osceola , MO 1.63% $226.6M
59 Community State Bank of Missouri Bowling Green , MO 1.72% $341.9M
60 Fcnb Bank Steelville , MO 1.79% $216.3M
61 Great Southern Bank Reeds Spring , MO 1.92% $5.69B
62 Lindell Bank & Trust Company Saint Louis , MO 1.94% $945.0M
63 F & C Bank Holden , MO 1.95% $473.0M
64 Peoples Bank CO. Altenburg , MO 2.01% $144.1M
65 Wood & Huston Bank Marshall , MO 2.02% $1.22B
66 Sterling Bank Poplar Bluff , MO 2.02% $1.57B
67 Verimore Bank Brookfield , MO 2.05% $649.7M
68 Peoples Bank Cuba , MO 2.12% $249.2M
69 Psb Bank Rhineland , MO 2.14% $830.6M
70 First State Bank of ST. Charles, Missouri Saint Charles , MO 2.19% $557.3M
71 Citizens Community Bank Pilot Grove , MO 2.21% $144.3M
72 Community Bank of El Dorado Springs El Dorado Springs , MO 2.31% $136.9M
73 Concordia Bank Concordia , MO 2.38% $131.0M
74 First Bank Creve Coeur , MO 2.42% $6.69B
75 Town & Country Bank Salem , MO 2.51% $760.8M
76 Southwest Missouri Bank Carthage , MO 2.70% $1.22B
77 New Era Bank Fredericktown , MO 2.73% $449.2M
78 Citizens Bank of Rogersville Rogersville , MO 2.76% $121.8M
79 Alton Bank Alton , MO 2.77% $138.8M
80 Commercial Trust Company of Fayette Fayette , MO 2.81% $162.4M
81 Bank of Versailles Versailles , MO 2.85% $350.1M
82 Alliant Bank Madison , MO 2.89% $263.8M
83 Umb Bank, N.A. Kansas City , MO 2.93% $72.35B
84 Investors Community Bank Chillicothe , MO 3.09% $102.1M
85 Country Club Bank Kansas City , MO 3.24% $2.23B
86 Bank of Missouri, the Perryville , MO 3.33% $4.24B
87 Hawthorn Bank Jefferson City , MO 3.36% $1.84B
88 Home Savings and Loan Association of Carroll County, F.A. Norborne , MO 3.40% $133.1M
89 Focus Bank Charleston , MO 3.54% $885.8M
90 Triad Bank Frontenac , MO 3.63% $1.00B
91 Seymour Bank, the Seymour , MO 3.64% $225.0M
92 Citizens' Bank of Charleston Charleston , MO 3.80% $185.0M
93 Commerce Bank Kansas City , MO 3.81% $35.54B
94 Legacy Bank & Trust Company Mountain Grove , MO 3.93% $1.83B
95 Hamilton Bank, the Hamilton , MO 4.19% $120.1M
96 Homepride Bank Mansfield , MO 4.22% $125.5M
97 Bank of Weston Weston , MO 4.23% $240.4M
98 Carroll County Trust Company of Carrollton, Missouri Carrollton , MO 4.23% $207.7M
99 West Plains Bank and Trust Company West Plains , MO 4.27% $764.8M
100 Independent Farmers Bank Maysville , MO 4.33% $153.9M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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