Skip to main content

Asset Quality · Rhode Island

US Banks with Lowest Texas Ratio (Cleanest Credit) in Rhode Island

Ranked among banks headquartered in Rhode Island. Re-ranked 1-6 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): Bank Rhode Island — 1.69% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 6 banks with reported data Showing: Top 6 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Bank Rhode Island Providence , RI 1.69% $3.58B
2 Banknewport Middletown , RI 5.60% $3.07B
3 Washington Trust Company, of Westerly, the Westerly , RI 9.00% $6.46B
4 Shoreham Bank Warwick , RI 11.96% $522.0M
5 Centreville Bank West Warwick , RI 12.83% $3.05B
6 Citizens Bank, N.A. Providence , RI 16.66% $227.13B

More Asset Quality rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks