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Asset Quality · Rhode Island

US Banks with Highest Texas Ratio in Rhode Island

Ranked among banks headquartered in Rhode Island. Re-ranked 1-6 within the state from the same national ranking population.

#1 Texas Ratio: CITIZENS BANK, NATIONAL ASSOCIATION — 16.66% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 6 banks with reported data Showing: Top 6 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Citizens Bank, N.A. Providence , RI 16.66% $227.13B
2 Centreville Bank West Warwick , RI 12.83% $3.05B
3 Shoreham Bank Warwick , RI 11.96% $522.0M
4 Washington Trust Company, of Westerly, the Westerly , RI 9.00% $6.46B
5 Banknewport Middletown , RI 5.60% $3.07B
6 Bank Rhode Island Providence , RI 1.69% $3.58B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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