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Banks in Rhode Island

All FDIC-insured banks headquartered in Rhode Island

Every FDIC-insured commercial bank headquartered in Rhode Island, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.

Rhode Island is home to 7 FDIC-insured banks headquartered in the state, with $243.83B in combined assets and $199.83B in deposits. The largest is Citizens Bank, N.A. ($227.13B) — about 93% of the group's total banking assets , followed by Washington Trust Company, of Westerly, the and Bank Rhode Island . Across these banks, the asset-weighted return on assets is 0.94% and the median CET1 capital ratio is 12.31% .

Banks
7
Total Assets
$243.83B
Total Deposits
$199.83B
Avg ROA
0.94%
Median CET1
12.31%

Largest by Assets

CITIZENS BANK, NATIONAL ASSOCIATION $227.13B WASHINGTON TRUST COMPANY, OF WESTERLY, THE $6.46B Bank Rhode Island $3.58B BANKNEWPORT $3.07B CENTREVILLE BANK $3.05B
Bank HQ Assets ROA NIM Eff. CET1 NPL Texas
CITIZENS BANK, NATIONAL ASSOCIATION PROVIDENCE , RI $227.13B 0.95% 3.18% 61.4% 12.12% 1.90% 16.7%
WASHINGTON TRUST COMPANY, OF WESTERLY, THE WESTERLY , RI $6.46B 0.78% 2.61% 62.9% 12.31% 0.95% 9.0%
Bank Rhode Island Providence , RI $3.58B 1.22% 3.13% 57.7% 10.95% 0.16% 1.7%
BANKNEWPORT MIDDLETOWN , RI $3.07B 0.53% 3.17% 75.1% 12.76% 0.74% 5.6%
CENTREVILLE BANK WEST WARWICK , RI $3.05B 0.85% 3.02% 69.1% — 2.10% 12.8%
SHOREHAM BANK WARWICK , RI $522.0M 0.30% 4.27% 80.2% 12.86% 1.54% 12.0%
INDEPENDENCE BANK EAST GREENWICH , RI $13.7M -0.12% 6.91% 101.6% — — 0.0%

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Rhode Island bank rankings

See Rhode Island banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.

Largest Rhode Island banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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