Liquidity & Balance Sheet · Rhode Island
US Banks with Highest Loan-to-Deposit Ratio in Rhode Island
Ranked among banks headquartered in Rhode Island. Re-ranked 1-6 within the state from the same national ranking population.
#1 Loan-to-Deposit Ratio: SHOREHAM BANK — 109.51% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.
| # | Bank | HQ | US Banks with … | Total Assets |
|---|---|---|---|---|
| 1 | Shoreham Bank | Warwick , RI | 109.51% | $522.0M |
| 2 | Bank Rhode Island | Providence , RI | 108.79% | $3.58B |
| 3 | Banknewport | Middletown , RI | 101.34% | $3.07B |
| 4 | Centreville Bank | West Warwick , RI | 99.44% | $3.05B |
| 5 | Washington Trust Company, of Westerly, the | Westerly , RI | 97.61% | $6.46B |
| 6 | Citizens Bank, N.A. | Providence , RI | 77.88% | $227.13B |
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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.
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