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Asset Quality · Puerto Rico

US Banks with Lowest Texas Ratio (Cleanest Credit) in Puerto Rico

Ranked among banks headquartered in Puerto Rico. Re-ranked 1-4 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): NAVE BANK — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 4 banks with reported data Showing: Top 4 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Nave Bank San Juan , PR 0.00% $466.6M
2 Firstbank Puerto Rico San Juan , PR 7.77% $19.07B
3 Oriental Bank San Juan , PR 13.65% $11.97B
4 Banco Popular De Puerto Rico San Juan , PR 26.84% $60.62B

More Asset Quality rankings

US Banks with Highest Texas Ratio US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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