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Asset Quality · Oregon

US Banks with Lowest Texas Ratio (Cleanest Credit) in Oregon

Ranked among banks headquartered in Oregon. Re-ranked 1-16 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 16 banks with reported data Showing: Top 16 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 First Federal Savings and Loan Association of Mcminnville Mcminnville , OR 0.00% $679.0M
2 Clackamas County Bank Sandy , OR 0.00% $263.5M
3 U.S. Bank Trust Company, N.A. Portland , OR 0.00% $2.90B
4 Lewis & Clark Bank Oregon City , OR 0.00% $353.4M
5 Citizens Bank Corvallis , OR 0.57% $810.4M
6 Willamette Valley Bank Salem , OR 1.30% $445.9M
7 Oregon Pacific Banking CO. Dba Oregon Pacific Bank Florence , OR 2.65% $821.0M
8 Community Bank Joseph , OR 3.39% $529.2M
9 Evergreen Federal Bank Grants Pass , OR 4.15% $628.1M
10 Columbia Bank Lake Oswego , OR 6.03% $66.01B
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11 Summit Bank Eugene , OR 6.25% $1.35B
12 People's Bank of Commerce Medford , OR 6.71% $779.3M
13 Pioneer Trust Bank, N.A. Salem , OR 6.74% $711.9M
14 Bank of Eastern Oregon Heppner , OR 6.81% $960.3M
15 Oregon Coast Bank Newport , OR 13.17% $447.3M
16 Pacific West Bank West Linn , OR 20.22% $403.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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