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Profitability · Oregon

US Banks with Highest Net Interest Margin (NIM) in Oregon

Ranked among banks headquartered in Oregon. Re-ranked 1-16 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): BANK OF EASTERN OREGON — 5.57% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 16 banks with reported data Showing: Top 16 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Bank of Eastern Oregon Heppner , OR 5.57% $960.3M
2 People's Bank of Commerce Medford , OR 4.69% $779.3M
3 Summit Bank Eugene , OR 4.69% $1.35B
4 Pioneer Trust Bank, N.A. Salem , OR 4.21% $711.9M
5 Oregon Pacific Banking CO. Dba Oregon Pacific Bank Florence , OR 4.20% $821.0M
6 Columbia Bank Lake Oswego , OR 3.99% $66.01B
7 Willamette Valley Bank Salem , OR 3.87% $445.9M
8 U.S. Bank Trust Company, N.A. Portland , OR 3.79% $2.90B
9 Evergreen Federal Bank Grants Pass , OR 3.78% $628.1M
10 Clackamas County Bank Sandy , OR 3.48% $263.5M
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11 Oregon Coast Bank Newport , OR 3.48% $447.3M
12 Citizens Bank Corvallis , OR 3.33% $810.4M
13 Pacific West Bank West Linn , OR 3.11% $403.4M
14 Community Bank Joseph , OR 2.93% $529.2M
15 First Federal Savings and Loan Association of Mcminnville Mcminnville , OR 2.92% $679.0M
16 Lewis & Clark Bank Oregon City , OR 2.39% $353.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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