Skip to main content

Profitability · District of Columbia

US Banks with Highest Net Interest Margin (NIM) in District of Columbia

Ranked among banks headquartered in District of Columbia. Re-ranked 1-4 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): FOUNDERS BANK — 3.91% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 4 banks with reported data Showing: Top 4 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Founders Bank Washington , DC 3.91% $382.4M
2 Industrial Bank Washington , DC 3.60% $774.9M
3 National Capital Bank of Washington, the Washington , DC 3.53% $734.8M
4 City First Bank, N.A. Washington , DC 2.72% $1.42B

More Profitability rankings

US Banks with Highest Return on Assets (ROA) US Banks with Highest Return on Equity (ROE) Most Efficient US Banks (Lowest Efficiency Ratio)

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks