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Profitability · Pennsylvania

US Banks with Highest Net Interest Margin (NIM) in Pennsylvania

Ranked among banks headquartered in Pennsylvania. Re-ranked 1-100 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): DIME BANK, THE — 4.61% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 112 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Dime Bank, the Honesdale , PA 4.61% $1.15B
2 Honesdale National Bank, the Honesdale , PA 4.55% $1.15B
3 Mcs Bank Milroy , PA 4.48% $223.4M
4 Apollo Trust Company Apollo , PA 4.46% $210.5M
5 Acnb Bank Gettysburg , PA 4.40% $3.25B
6 Journey Bank Bloomsburg , PA 4.28% $1.71B
7 Sharon Bank Springfield , PA 4.21% $170.8M
8 Central Penn Bank & Trust Mifflinburg , PA 4.20% $1.26B
9 Somerset Trust Company Somerset , PA 4.18% $2.46B
10 National Bank of Malvern, the Malvern , PA 4.18% $222.3M
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11 Jonestown Bank and Trust Company of Jonestown, Pennsylvania Jonestown , PA 4.16% $1.00B
12 Ps Bank Wyalusing , PA 4.12% $662.5M
13 First Northern Bank and Trust Company Palmerton , PA 4.10% $930.4M
14 Firstrust Savings Bank Conshohocken , PA 4.03% $5.64B
15 Community State Bank of Orbisonia Orbisonia , PA 3.95% $472.1M
16 Citizens & Northern Bank Wellsboro , PA 3.94% $3.15B
17 The Victory Bank Limerick , PA 3.93% $456.2M
18 Meridian Bank Malvern , PA 3.92% $2.58B
19 Altoona First Savings Bank Altoona , PA 3.91% $334.7M
20 Orrstown Bank Harrisburg , PA 3.89% $5.58B
21 Turbotville National Bank, the Turbotville , PA 3.88% $235.8M
22 S & T Bank Indiana , PA 3.88% $9.94B
23 First Commonwealth Bank Indiana , PA 3.87% $12.23B
24 Community Bank Carmichaels , PA 3.84% $1.58B
25 Linkbank Camp Hill , PA 3.84% $3.12B
26 First Resource Bank Exton , PA 3.84% $811.0M
27 Hometown Bank of Pennsylvania Bedford , PA 3.83% $452.9M
28 Cnb Bank Clearfield , PA 3.82% $8.50B
29 Commercial Bank & Trust of Pa Latrobe , PA 3.82% $359.7M
30 Wayne Bank Honesdale , PA 3.79% $2.92B
31 Infirst Bank Indiana , PA 3.77% $673.0M
32 Peoples Security Bank and Trust Company Dunmore , PA 3.76% $5.42B
33 Bank of Landisburg, the Landisburg , PA 3.76% $418.5M
34 Northwest Bank Warren , PA 3.76% $16.91B
35 Elderton State Bank Elderton , PA 3.74% $452.1M
36 Mid Penn Bank Millersburg , PA 3.73% $6.94B
37 First Citizens Community Bank Mansfield , PA 3.72% $3.02B
38 Mercer County State Bank Sandy Lake , PA 3.69% $601.7M
39 Sei Private Trust Company Oaks , PA 3.68% $230.6M
40 Clarion County Community Bank Clarion , PA 3.63% $259.7M
41 Ephrata National Bank Ephrata , PA 3.60% $2.42B
42 Farmers and Merchants Trust Company of Chambersburg Chambersburg , PA 3.59% $2.30B
43 Fulton Bank, N.A. Lancaster , PA 3.58% $32.11B
44 Nextier Bank, Na Kittanning , PA 3.57% $2.85B
45 Vanguard National Trust Company, N.A. Malvern , PA 3.55% $247.2M
46 Fleetwood Bank Fleetwood , PA 3.49% $398.7M
47 Juniata Valley Bank, the Mifflintown , PA 3.48% $900.9M
48 Washington Financial Bank Washington , PA 3.48% $1.46B
49 Hamlin Bank and Trust Company Smethport , PA 3.48% $495.7M
50 The Luzerne Bank Luzerne , PA 3.48% $722.2M
51 Kish Bank Belleville , PA 3.48% $1.98B
52 Asian Bank Philadelphia , PA 3.48% $684.8M
53 Woodlands Bank Williamsport , PA 3.39% $633.4M
54 Univest Bank and Trust CO. Hilltown , PA 3.37% $8.11B
55 Harleysville Bank Harleysville , PA 3.35% $958.1M
56 Ameriserv Financial Bank Johnstown , PA 3.35% $1.47B
57 First National Bank of Pennsylvania Greenville , PA 3.30% $50.42B
58 Reliance Savings Bank Altoona , PA 3.28% $663.1M
59 Customers Bank Malvern , PA 3.28% $25.86B
60 Marion Center Bank Indiana , PA 3.26% $421.7M
61 Enterprise Bank Allison Park , PA 3.26% $507.4M
62 First National Bank & Trust Company of Newtown Newtown , PA 3.23% $1.16B
63 Hyperion Bank Philadelphia , PA 3.23% $553.0M
64 Jim Thorpe Neighborhood Bank Jim Thorpe , PA 3.21% $256.1M
65 New Tripoli Bank New Tripoli , PA 3.20% $672.7M
66 Bank of Bird-in-hand Bird In Hand , PA 3.19% $1.84B
67 Ssb Bank Pittsburgh , PA 3.16% $434.8M
68 Phoenixville Federal Bank and Trust Phoenixville , PA 3.13% $654.4M
69 Dollar Bank, Federal Savings Bank Pittsburgh , PA 3.12% $12.48B
70 Hatboro Federal Savings Hatboro , PA 3.12% $590.5M
71 Fidelity Deposit and Discount Bank, the Dunmore , PA 3.12% $2.86B
72 American Bank Allentown , PA 3.08% $1.08B
73 Traditions Bank York , PA 3.08% $870.1M
74 Pennian Bank Mifflintown , PA 3.06% $657.4M
75 Quaint Oak Bank Southampton , PA 3.01% $643.6M
76 Atlantic Community Bankers Bank Camp Hill , PA 3.01% $923.2M
77 Penncrest Bank Altoona , PA 2.99% $242.9M
78 Susquehanna Community Bank West Milton , PA 2.97% $587.3M
79 Qnb Bank Quakertown , PA 2.97% $1.90B
80 Presence Bank Coatesville , PA 2.96% $456.0M
81 United Savings Bank Philadelphia , PA 2.86% $460.4M
82 First United National Bank Fryburg , PA 2.85% $369.9M
83 Jersey Shore State Bank Williamsport , PA 2.81% $1.62B
84 ESSA Bank & Trust Stroudsburg , PA 2.81% $2.16B
85 Marquette Savings Bank Erie , PA 2.80% $1.41B
86 The Northumberland National Bank Northumberland , PA 2.76% $684.5M
87 Ambler Savings Bank Ambler , PA 2.76% $516.8M
88 Investment Savings Bank Altoona , PA 2.76% $106.0M
89 First Federal Savings and Loan Association of Greene County Waynesburg , PA 2.70% $1.04B
90 Greenville Savings Bank Greenville , PA 2.67% $342.1M
91 Neffs National Bank, the Neffs , PA 2.66% $466.8M
92 Glenmede Trust Company, N.A., the Philadelphia , PA 2.66% $200.1M
93 Penn Community Bank Doylestown , PA 2.62% $3.02B
94 First Keystone Community Bank Berwick , PA 2.61% $1.52B
95 Embassy Bank for the Lehigh Valley Bethlehem , PA 2.59% $1.84B
96 Iron Workers Savings Bank Aston , PA 2.58% $212.7M
97 Citizens Savings Bank Clarks Summit , PA 2.57% $358.9M
98 1st Summit Bank Johnstown , PA 2.54% $1.51B
99 William Penn Bank Bristol , PA 2.54% $766.1M
100 Unb Bank Mount Carmel , PA 2.50% $166.5M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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