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Profitability · Nebraska

US Banks with Highest Net Interest Margin (NIM) in Nebraska

Ranked among banks headquartered in Nebraska. Re-ranked 1-100 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): FIRST NATIONAL BANK OF OMAHA — 6.36% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 106 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 First National Bank of Omaha Omaha , NE 6.36% $34.73B
2 First State Bank Loomis , NE 6.25% $227.3M
3 American Interstate Bank Elkhorn , NE 5.11% $127.8M
4 Horizon Bank Waverly , NE 5.06% $539.2M
5 South Central State Bank Campbell , NE 4.78% $187.9M
6 I3 Bank Bennington , NE 4.73% $226.2M
7 York State Bank York , NE 4.71% $204.2M
8 Adams Bank & Trust Ogallala , NE 4.69% $1.33B
9 First National Bank of Gordon, the Gordon , NE 4.61% $373.0M
10 Tri-county Bank, the Stuart , NE 4.49% $233.5M
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11 Rvr Bank Fremont , NE 4.43% $554.3M
12 Banner Capital Bank Harrisburg , NE 4.43% $368.9M
13 Washington County Bank Blair , NE 4.37% $662.8M
14 Premier Bank N.A. Omaha , NE 4.35% $358.0M
15 First Central Bank Cambridge , NE 4.33% $137.6M
16 Nebraska State Bank and Trust Company Broken Bow , NE 4.32% $280.6M
17 Security National Bank of Omaha Omaha , NE 4.32% $1.84B
18 Riverstone Bank Eagle , NE 4.31% $586.7M
19 First Nebraska Bank Valley , NE 4.31% $361.0M
20 Bank of Hartington Hartington , NE 4.24% $147.1M
21 State Bank of Table Rock Table Rock , NE 4.21% $148.5M
22 Heritage Bank Wood River , NE 4.21% $612.5M
23 Bankfirst Norfolk , NE 4.20% $1.20B
24 Farmers and Merchants Bank of Ashland Ashland , NE 4.14% $146.2M
25 Town & Country Bank Ravenna , NE 4.14% $227.1M
26 Heartland Bank Geneva , NE 4.13% $901.5M
27 Western Nebraska Bank Curtis , NE 4.13% $183.2M
28 Homestead Bank Cozad , NE 4.10% $530.5M
29 Nebraska Bank Dodge , NE 4.09% $509.4M
30 F&m Bank West Point , NE 4.09% $361.1M
31 Platte Valley Bank Scottsbluff , NE 4.07% $1.23B
32 Brunswick State Bank Brunswick , NE 4.05% $174.6M
33 First Westroads Bank, INC. Omaha , NE 4.04% $384.0M
34 Charter West Bank West Point , NE 4.02% $531.5M
35 Minden Exchange Bank & Trust Company Minden , NE 4.00% $199.1M
36 Arbor Bank Nebraska City , NE 3.99% $711.5M
37 Waypoint Bank Cozad , NE 3.98% $405.2M
38 Sandhills State Bank North Platte , NE 3.98% $374.8M
39 Henderson State Bank Henderson , NE 3.96% $634.6M
40 Security Bank Laurel , NE 3.96% $316.0M
41 Western National Bank Chester , NE 3.95% $261.8M
42 Cattle Bank & Trust Seward , NE 3.91% $416.3M
43 Bank of Dixon County Ponca , NE 3.91% $139.5M
44 Commercial State Bank Wausa , NE 3.88% $254.0M
45 Bank of the Valley Bellwood , NE 3.87% $557.4M
46 Hershey Bank Hershey , NE 3.86% $138.7M
47 First National Bank in Ord Ord , NE 3.80% $165.4M
48 Access Bank Omaha , NE 3.79% $1.00B
49 First Central Bank Mccook Mccook , NE 3.75% $124.9M
50 Bruning Bank Bruning , NE 3.73% $666.8M
51 West Plains Bank Ainsworth , NE 3.71% $135.9M
52 Wahoo State Bank Wahoo , NE 3.68% $114.0M
53 Columbus Bank and Trust Company Columbus , NE 3.66% $276.2M
54 Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield , NE 3.66% $225.1M
55 Midwest Bank Pierce , NE 3.62% $1.25B
56 Legends West Bank Lewellen , NE 3.61% $154.0M
57 First Community Bank Beemer , NE 3.61% $335.4M
58 Dundee Bank Omaha , NE 3.59% $922.4M
59 Home Federal Savings and Loan Association of Grand Island Grand Island , NE 3.58% $558.4M
60 Platte Valley Bank North Bend , NE 3.57% $105.8M
61 Equitable Bank Grand Island , NE 3.56% $517.2M
62 City Bank & Trust CO. Lincoln , NE 3.55% $328.2M
63 American National Bank Omaha , NE 3.54% $5.16B
64 Cedar Rapids State Bank Cedar Rapids , NE 3.53% $173.1M
65 F&m Bank Falls City , NE 3.52% $142.3M
66 State Nebraska Bank &trust Wayne , NE 3.52% $249.4M
67 Great Plains State Bank Petersburg , NE 3.52% $378.3M
68 Custer Federal State Bank Broken Bow , NE 3.50% $124.9M
69 First State Bank Nebraska Lincoln , NE 3.50% $1.11B
70 Citizens Bank & Trust Company Saint Paul , NE 3.50% $232.9M
71 Union Bank and Trust Company Lincoln , NE 3.48% $9.19B
72 West Gate Bank Lincoln , NE 3.44% $1.44B
73 Citizens State Bank Wisner , NE 3.43% $653.5M
74 Elkhorn Valley Bank & Trust Norfolk , NE 3.41% $1.44B
75 Cornerstone Bank York , NE 3.39% $2.65B
76 Mnb Bank Mccook , NE 3.39% $593.6M
77 Cornhusker Bank Lincoln , NE 3.36% $1.03B
78 First Bank and Trust of Fullerton Fullerton , NE 3.35% $107.1M
79 Adams County Bank Kenesaw , NE 3.34% $241.6M
80 Countryside Bank Unadilla , NE 3.34% $120.7M
81 Firstier Bank Kimball , NE 3.30% $1.11B
82 Farmers and Merchants Bank Milligan , NE 3.29% $211.8M
83 Pinnacle Bank Lincoln , NE 3.27% $9.12B
84 Security First Bank Lincoln , NE 3.25% $2.14B
85 Frontier Bank Omaha , NE 3.21% $1.43B
86 Flatwater Bank Gothenburg , NE 3.19% $346.6M
87 Pathway Bank Cairo , NE 3.18% $343.8M
88 Exchange Bank Kearney , NE 3.17% $1.56B
89 Firstbank of Nebraska Wahoo , NE 3.17% $470.3M
90 Five Points Bank Grand Island , NE 3.16% $2.10B
91 Nebraska Bank of Commerce Lincoln , NE 3.12% $238.7M
92 First State Bank Farnam , NE 3.08% $201.7M
93 Jones Bank Seward , NE 3.05% $438.4M
94 Bank of Lindsay Lindsay , NE 3.04% $100.9M
95 Foundation One Bank Waterloo , NE 3.03% $200.9M
96 Core Bank Omaha , NE 3.01% $1.08B
97 First Northeast Bank of Nebraska Lyons , NE 2.93% $501.2M
98 Madison County Bank Madison , NE 2.93% $603.6M
99 Enterprise Bank Omaha , NE 2.82% $595.7M
100 Dayspring Bank Gothenburg , NE 2.80% $1.18B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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