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Profitability · Hawaii

US Banks with Highest Net Interest Margin (NIM) in Hawaii

Ranked among banks headquartered in Hawaii. Re-ranked 1-7 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): HAWAII NATIONAL BANK — 3.95% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 7 banks with reported data Showing: Top 7 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Hawaii National Bank Honolulu , HI 3.95% $883.5M
2 American Savings Bank, N.A. Honolulu , HI 3.55% $9.04B
3 Central Pacific Bank Honolulu , HI 3.54% $7.49B
4 First Hawaiian Bank Honolulu , HI 3.13% $24.27B
5 Finance Factors, Limited Honolulu , HI 2.74% $669.4M
6 Bank of Hawaii Honolulu , HI 2.68% $23.88B
7 Territorial Savings Bank Honolulu , HI 1.46% $2.11B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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