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Profitability · New Mexico

US Banks with Highest Net Interest Margin (NIM) in New Mexico

Ranked among banks headquartered in New Mexico. Re-ranked 1-27 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): BANK OF THE SOUTHWEST — 6.85% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 27 banks with reported data Showing: Top 27 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Bank of the Southwest Roswell , NM 6.85% $174.8M
2 Valley Bank of Commerce Roswell , NM 5.84% $297.7M
3 First New Mexico Bank of Silver City Silver City , NM 5.68% $143.8M
4 Western Commerce Bank Carlsbad , NM 5.10% $896.9M
5 First New Mexico Bank, Las Cruces Las Cruces , NM 4.95% $174.7M
6 Western Bank, Artesia, New Mexico Artesia , NM 4.86% $318.7M
7 First American Bank Artesia , NM 4.77% $1.93B
8 Pioneer Bank Roswell , NM 4.76% $1.09B
9 James Polk Stone Community Bank Portales , NM 4.69% $443.2M
10 Citizens Bank of Las Cruces Las Cruces , NM 4.65% $1.17B
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11 American Heritage Bank Clovis , NM 4.59% $149.0M
12 Cnb Bank Carlsbad , NM 4.50% $957.8M
13 Century Bank Santa Fe , NM 4.34% $1.35B
14 Bank of Clovis, the Clovis , NM 4.32% $465.9M
15 Southwest Capital Bank Albuquerque , NM 4.12% $471.5M
16 Four Corners Community Bank Farmington , NM 4.11% $632.3M
17 Main Bank Albuquerque , NM 4.10% $254.2M
18 First New Mexico Bank Deming , NM 4.10% $274.4M
19 Community 1st Bank Las Vegas Las Vegas , NM 4.09% $292.3M
20 First National Bank Alamogordo , NM 4.07% $464.5M
21 Inbank Raton , NM 3.99% $1.36B
22 Lea County State Bank Hobbs , NM 3.94% $718.6M
23 Western Bank Lordsburg , NM 3.84% $328.6M
24 Citizens Bank, the Farmington , NM 3.83% $794.7M
25 Centinel Bank of Taos Taos , NM 3.64% $421.7M
26 Citizens Bank of Clovis, the Clovis , NM 3.36% $503.4M
27 First State Bank Socorro , NM 3.28% $185.7M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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