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Asset Quality · New Mexico

US Banks with Lowest Texas Ratio (Cleanest Credit) in New Mexico

Ranked among banks headquartered in New Mexico. Re-ranked 1-27 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): MAIN BANK — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 27 banks with reported data Showing: Top 27 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Main Bank Albuquerque , NM 0.00% $254.2M
2 Western Bank, Artesia, New Mexico Artesia , NM 0.00% $318.7M
3 Centinel Bank of Taos Taos , NM 0.01% $421.7M
4 Community 1st Bank Las Vegas Las Vegas , NM 0.11% $292.3M
5 Citizens Bank, the Farmington , NM 0.11% $794.7M
6 First State Bank Socorro , NM 0.17% $185.7M
7 First New Mexico Bank of Silver City Silver City , NM 0.34% $143.8M
8 Bank of Clovis, the Clovis , NM 0.42% $465.9M
9 Cnb Bank Carlsbad , NM 0.88% $957.8M
10 American Heritage Bank Clovis , NM 1.10% $149.0M
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11 Western Bank Lordsburg , NM 1.40% $328.6M
12 Four Corners Community Bank Farmington , NM 2.56% $632.3M
13 Citizens Bank of Las Cruces Las Cruces , NM 2.70% $1.17B
14 First American Bank Artesia , NM 3.11% $1.93B
15 Bank of the Southwest Roswell , NM 5.02% $174.8M
16 Inbank Raton , NM 6.18% $1.36B
17 Citizens Bank of Clovis, the Clovis , NM 8.37% $503.4M
18 Southwest Capital Bank Albuquerque , NM 8.88% $471.5M
19 James Polk Stone Community Bank Portales , NM 9.10% $443.2M
20 First New Mexico Bank Deming , NM 9.14% $274.4M
21 First New Mexico Bank, Las Cruces Las Cruces , NM 9.68% $174.7M
22 Valley Bank of Commerce Roswell , NM 11.71% $297.7M
23 Western Commerce Bank Carlsbad , NM 12.32% $896.9M
24 Lea County State Bank Hobbs , NM 17.05% $718.6M
25 Pioneer Bank Roswell , NM 18.61% $1.09B
26 Century Bank Santa Fe , NM 19.77% $1.35B
27 First National Bank Alamogordo , NM 43.56% $464.5M

More Asset Quality rankings

US Banks with Highest Texas Ratio US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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