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Asset Quality · Wisconsin

US Banks with Lowest Texas Ratio (Cleanest Credit) in Wisconsin

Ranked among banks headquartered in Wisconsin. Re-ranked 1-100 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): DMB COMMUNITY BANK — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 148 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Dmb Community Bank Madison , WI 0.00% $830.9M
2 Community First Bank Rosholt , WI 0.00% $101.4M
3 Northwestern Bank, the Chippewa Falls , WI 0.00% $712.0M
4 State Bank of Reeseville Reeseville , WI 0.00% $157.9M
5 State Bank of Newburg Newburg , WI 0.00% $330.9M
6 Peshtigo National Bank Peshtigo , WI 0.00% $299.4M
7 Richland County Bank Richland Center , WI 0.00% $113.6M
8 Bank of Kaukauna, the Kaukauna , WI 0.00% $166.9M
9 Bank of Cashton Cashton , WI 0.00% $144.7M
10 International Bank of Amherst, the Amherst , WI 0.00% $100.1M
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11 Westbury Bank Waukesha , WI 0.00% $780.2M
12 Pineries Bank, the Stevens Point , WI 0.00% $149.4M
13 First Citizens State Bank Whitewater , WI 0.00% $511.4M
14 Oak Bank Fitchburg , WI 0.00% $462.1M
15 Northwestern Mutual Wealth Management Company Milwaukee , WI 0.00% $521.3M
16 Bank of Prairie Du Sac Prairie Du Sac , WI 0.03% $755.3M
17 Bank of Mauston Mauston , WI 0.05% $419.8M
18 First Federal Bank of Wisconsin Waukesha , WI 0.05% $278.7M
19 Farmers State Bank of Waupaca, the Waupaca , WI 0.06% $275.9M
20 Baraboo State Bank Baraboo , WI 0.09% $575.2M
21 Farmers Savings Bank Mineral Point , WI 0.22% $457.9M
22 Sterling Bank Barron , WI 0.27% $355.8M
23 Dairy State Bank Rice Lake , WI 0.28% $749.6M
24 Citizens State Bank of Loyal Loyal , WI 0.30% $307.3M
25 Wolf River Community Bank Hortonville , WI 0.34% $378.1M
26 Bank of Sun Prairie Sun Prairie , WI 0.39% $716.6M
27 Nekoosa Port Edwards State Bank Nekoosa , WI 0.41% $283.7M
28 Peoples Community Bank, the Mazomanie , WI 0.47% $393.8M
29 North Shore Bank Brookfield , WI 0.48% $2.59B
30 Portage County Bank, the Almond , WI 0.48% $212.6M
31 Shell Lake State Bank Shell Lake , WI 0.50% $357.5M
32 Intercity State Bank Schofield , WI 0.55% $260.5M
33 Farmers & Merchants State Bank Waterloo , WI 0.58% $245.6M
34 Premier Community Bank Marion , WI 0.58% $562.2M
35 Cumberland Federal Bank, FSB Cumberland , WI 0.59% $328.6M
36 Royal Bank Elroy , WI 0.62% $808.6M
37 Bank of Wisconsin Dells Wisconsin Dells , WI 0.63% $1.07B
38 State Bank Financial La Crosse , WI 0.78% $537.1M
39 Capitol Bank Madison , WI 0.91% $589.4M
40 Equitable Bank, S.S.B., the Wauwatosa , WI 0.94% $326.9M
41 Bank of Deerfield, the Deerfield , WI 0.96% $261.5M
42 American National Bank-fox Cities Appleton , WI 0.97% $434.4M
43 Community State Bank Union Grove , WI 1.01% $651.9M
44 Chippewa Valley Bank Hayward , WI 1.06% $735.5M
45 Forte Bank Hartford , WI 1.08% $407.4M
46 Wisconsin River Bank Sauk City , WI 1.11% $180.0M
47 Union State Bank West Salem , WI 1.11% $119.1M
48 Security State Bank Iron River , WI 1.12% $140.6M
49 Banner Banks Birnamwood , WI 1.14% $131.6M
50 Bank of Alma Alma , WI 1.17% $339.3M
51 Bank of Luxemburg Luxemburg , WI 1.29% $724.9M
52 Prevail Bank Medford , WI 1.43% $1.01B
53 First State Bank New London , WI 1.44% $553.6M
54 Bonduel State Bank Bonduel , WI 1.47% $130.7M
55 Community First Bank Boscobel , WI 1.47% $637.6M
56 Keysavings Bank Wisconsin Rapids , WI 1.50% $127.1M
57 River Falls State Bank River Falls , WI 1.51% $141.0M
58 Johnson Bank Racine , WI 1.57% $7.01B
59 Town Bank, N.A. Hartland , WI 1.72% $4.52B
60 East Wisconsin Savings Bank Kaukauna , WI 1.76% $263.0M
61 First National Bank of Bangor, the Bangor , WI 1.80% $359.4M
62 Mound City Bank Platteville , WI 1.83% $545.9M
63 Park Bank, the Madison , WI 1.95% $1.53B
64 Citizens Bank Mukwonago , WI 1.99% $1.17B
65 Woodford State Bank Monroe , WI 2.01% $509.6M
66 Bank Cmg Madison , WI 2.06% $899.8M
67 Pyramax Bank, F.S.B. Greenfield , WI 2.27% $595.2M
68 Fox Valley Savings Bank Fond Du Lac , WI 2.33% $383.9M
69 Oostburg State Bank Oostburg , WI 2.35% $429.9M
70 Partners Bank Spencer , WI 2.36% $286.8M
71 Cleveland State Bank Cleveland , WI 2.48% $239.6M
72 First National Bank of River Falls, the River Falls , WI 2.51% $325.9M
73 Black River Country Bank Black River Falls , WI 2.63% $100.7M
74 Great Midwest Bank, State Savings Bank Brookfield , WI 2.73% $1.06B
75 National Exchange Bank and Trust Fond Du Lac , WI 2.81% $2.93B
76 Community Bank of Cameron Cameron , WI 2.82% $221.0M
77 First Community Bank Milton , WI 2.93% $162.7M
78 Marathon Bank Wausau , WI 3.05% $248.6M
79 One Community Bank Oregon , WI 3.19% $2.55B
80 Blc Community Bank Little Chute , WI 3.20% $475.4M
81 Collins State Bank Collins , WI 3.29% $288.2M
82 State Bank of Chilton Chilton , WI 3.31% $512.5M
83 Crossbridge Community Bank Tomahawk , WI 3.41% $215.5M
84 Lake Ridge Bank Middleton , WI 3.51% $3.33B
85 Peoples State Bank Prairie Du Chien , WI 3.57% $973.3M
86 Citizens State Bank Hudson , WI 3.65% $488.1M
87 Bluff View Bank Galesville , WI 3.69% $153.8M
88 Ixonia Bank Ixonia , WI 3.73% $959.9M
89 Associated Bank, N.A. Green Bay , WI 3.75% $45.54B
90 Greenleaf Bank Greenleaf , WI 3.85% $154.3M
91 Farmers & Merchants Union Bank Columbus , WI 3.86% $903.8M
92 Clare Bank, N.A. Platteville , WI 3.90% $342.8M
93 Northern State Bank Ashland , WI 4.04% $328.8M
94 Waterstone Bank Wauwatosa , WI 4.07% $2.25B
95 Paper City Savings Bank, S.A. Wisconsin Rapids , WI 4.10% $213.0M
96 Bristol Morgan Bank Oakfield , WI 4.13% $192.9M
97 Waukesha State Bank Waukesha , WI 4.13% $1.63B
98 John Deere Financial, F.S.B. Middleton , WI 4.27% $4.11B
99 The First National Bank and Trust Company Beloit , WI 4.59% $1.59B
100 Bank of Lake Mills Lake Mills , WI 4.61% $530.1M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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