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Asset Quality · New Mexico

US Banks with Highest Texas Ratio in New Mexico

Ranked among banks headquartered in New Mexico. Re-ranked 1-27 within the state from the same national ranking population.

#1 Texas Ratio: FIRST NATIONAL BANK — 43.56% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 27 banks with reported data Showing: Top 27 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 First National Bank Alamogordo , NM 43.56% $464.5M
2 Century Bank Santa Fe , NM 19.77% $1.35B
3 Pioneer Bank Roswell , NM 18.61% $1.09B
4 Lea County State Bank Hobbs , NM 17.05% $718.6M
5 Western Commerce Bank Carlsbad , NM 12.32% $896.9M
6 Valley Bank of Commerce Roswell , NM 11.71% $297.7M
7 First New Mexico Bank, Las Cruces Las Cruces , NM 9.68% $174.7M
8 First New Mexico Bank Deming , NM 9.14% $274.4M
9 James Polk Stone Community Bank Portales , NM 9.10% $443.2M
10 Southwest Capital Bank Albuquerque , NM 8.88% $471.5M
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11 Citizens Bank of Clovis, the Clovis , NM 8.37% $503.4M
12 Inbank Raton , NM 6.18% $1.36B
13 Bank of the Southwest Roswell , NM 5.02% $174.8M
14 First American Bank Artesia , NM 3.11% $1.93B
15 Citizens Bank of Las Cruces Las Cruces , NM 2.70% $1.17B
16 Four Corners Community Bank Farmington , NM 2.56% $632.3M
17 Western Bank Lordsburg , NM 1.40% $328.6M
18 American Heritage Bank Clovis , NM 1.10% $149.0M
19 Cnb Bank Carlsbad , NM 0.88% $957.8M
20 Bank of Clovis, the Clovis , NM 0.42% $465.9M
21 First New Mexico Bank of Silver City Silver City , NM 0.34% $143.8M
22 First State Bank Socorro , NM 0.17% $185.7M
23 Citizens Bank, the Farmington , NM 0.11% $794.7M
24 Community 1st Bank Las Vegas Las Vegas , NM 0.11% $292.3M
25 Centinel Bank of Taos Taos , NM 0.01% $421.7M
26 Main Bank Albuquerque , NM 0.00% $254.2M
27 Western Bank, Artesia, New Mexico Artesia , NM 0.00% $318.7M

More Asset Quality rankings

US Banks with Lowest Texas Ratio (Cleanest Credit) US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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