Skip to main content

Asset Quality · Kansas

US Banks with Highest Texas Ratio in Kansas

Ranked among banks headquartered in Kansas. Re-ranked 1-100 within the state from the same national ranking population.

#1 Texas Ratio: Conway Bank — 48.50% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 146 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Conway Bank Conway Springs , KS 48.50% $136.1M
2 Kendall Bank Overland Park , KS 44.14% $210.7M
3 Bankwest of Kansas Goodland , KS 43.72% $133.7M
4 FNB Bank Goodland , KS 37.55% $286.6M
5 First Bank Sterling , KS 28.98% $156.5M
6 Outdoor Bank Manhattan , KS 22.28% $634.0M
7 Bank of Labor Overland Park , KS 21.03% $1.10B
8 First Bank of Beloit Beloit , KS 20.93% $105.7M
9 Ks Statebank Manhattan , KS 19.15% $2.59B
10 Esb Financial Emporia , KS 17.99% $392.7M
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 Goppert State Service Bank Garnett , KS 16.90% $342.7M
12 Bank, the Oberlin , KS 16.47% $620.0M
13 First National Bank and Trust Phillipsburg , KS 16.29% $319.3M
14 Bank of Commerce and Trust Company, the Wellington , KS 16.17% $112.6M
15 Sjn Bank of Kansas Saint John , KS 15.10% $292.5M
16 Peoples Bank, the Pratt , KS 15.09% $548.1M
17 Community National Bank Seneca , KS 13.31% $903.9M
18 Citizens State Bank, the Marysville , KS 12.99% $436.1M
19 Fidelity Bank, N.A. Wichita , KS 12.66% $3.35B
20 Johnson State Bank Johnson , KS 12.61% $100.7M
21 Andover State Bank Andover , KS 11.33% $233.7M
22 Community First National Bank Manhattan , KS 10.86% $367.0M
23 Farmers State Bank, the Westmoreland , KS 10.24% $255.5M
24 First State Bank and Trust Tonganoxie , KS 10.23% $511.1M
25 Community Bank of Wichita, INC. Wichita , KS 10.11% $126.2M
26 Union State Bank of Everest, the Everest , KS 10.02% $431.0M
27 Armed Forces Bank, N.A. Fort Leavenworth , KS 9.50% $1.44B
28 CrossFirst Bank Leawood , KS 9.41% $7.45B
29 Farmers Bank & Trust Atwood , KS 9.38% $158.1M
30 Grant County Bank Ulysses , KS 9.15% $306.3M
31 First State Bank of Healy, the Healy , KS 9.10% $113.2M
32 First Federal Savings and Loan Bank Olathe , KS 8.96% $109.8M
33 Labette Bank Altamont , KS 8.31% $547.3M
34 Dream First Bank, N.A. Syracuse , KS 8.21% $943.8M
35 State Bank of Downs Downs , KS 8.20% $153.6M
36 Peoples Bank and Trust Company Mcpherson , KS 8.16% $1.60B
37 Kcb Bank Lakin , KS 8.00% $329.1M
38 Equity Bank Andover , KS 7.87% $7.65B
39 Western State Bank Garden City , KS 7.38% $824.8M
40 Bank of Hays Hays , KS 7.37% $368.9M
41 Community National Bank & Trust Chanute , KS 7.22% $2.51B
42 Bankers' Bank of Kansas Wichita , KS 6.97% $212.2M
43 Capitol Federal Savings Bank Topeka , KS 6.75% $9.84B
44 Nbkc Bank Leawood , KS 6.72% $1.23B
45 Landmark National Bank Manhattan , KS 6.53% $1.60B
46 Intrust Bank, N.A. Wichita , KS 6.46% $6.78B
47 Vintage Bank Kansas Leon , KS 6.27% $273.9M
48 Southwind Bank Natoma , KS 5.80% $182.9M
49 Prairie Bank of Kansas Stafford , KS 5.51% $133.6M
50 First Bank Kansas Salina , KS 5.11% $614.3M
51 Central National Bank Junction City , KS 5.07% $1.38B
52 Golden Belt Bank, Fsa Hays , KS 4.95% $368.0M
53 First Option Bank Osawatomie , KS 4.78% $786.4M
54 Guaranty State Bank and Trust Company Beloit , KS 4.75% $386.5M
55 Bank of the Plains Plains , KS 4.57% $445.9M
56 Solutions North Bank Stockton , KS 4.49% $485.4M
57 Farmers State Bank of Aliceville, Kansas, the Westphalia , KS 4.43% $179.2M
58 Commercial Bank Parsons , KS 4.11% $383.7M
59 Bank of the Flint Hills Wamego , KS 3.88% $523.1M
60 Kansas State Bank Overbrook , KS 3.76% $102.5M
61 Farmers State Bank of Oakley, Kansas, the Oakley , KS 3.63% $389.1M
62 Farmers Bank & Trust Great Bend , KS 3.56% $1.05B
63 Mutual Savings Association Leavenworth , KS 3.52% $396.9M
64 Kansas State Bank Ottawa , KS 3.47% $199.9M
65 Heritage Bank Topeka , KS 3.42% $335.8M
66 Denison State Bank, the Holton , KS 3.25% $468.3M
67 Emprise Bank Wichita , KS 3.15% $2.77B
68 Lyndon State Bank, the Lyndon , KS 3.00% $111.4M
69 Stockgrowers State Bank, the Maple Hill , KS 2.75% $124.7M
70 Corefirst Bank & Trust Topeka , KS 2.65% $1.32B
71 First National Bank of Hutchinson, the Hutchinson , KS 2.57% $1.23B
72 Citizens State Bank, the Gridley , KS 2.50% $336.8M
73 Halstead Bank, the Halstead , KS 2.43% $211.0M
74 Security State Bank Scott City , KS 2.40% $1.01B
75 First National Bank in Fredonia Fredonia , KS 2.13% $101.3M
76 First National Bank of Scott City, the Scott City , KS 2.06% $172.9M
77 Gnbank, N.A. Dba Gnbank, N.A. Girard , KS 1.90% $1.07B
78 Lyons Federal Bank Lyons , KS 1.87% $190.5M
79 Union State Bank Arkansas City , KS 1.84% $661.9M
80 Bennington State Bank, the Salina , KS 1.82% $1.25B
81 First Security Bank, the Overbrook , KS 1.70% $116.7M
82 Citizens Bank of Kansas Kingman , KS 1.60% $543.9M
83 Community Bank Topeka , KS 1.53% $181.2M
84 Valley State Bank, the Belle Plaine , KS 1.50% $202.5M
85 First State Bank, the Norton , KS 1.45% $498.5M
86 First Commerce Bank Marysville , KS 1.39% $140.2M
87 Bank of Protection, the Protection , KS 1.35% $150.2M
88 Citizens State Bank Hugoton , KS 1.34% $143.0M
89 Bank of Tescott, the Tescott , KS 1.32% $642.3M
90 Lyon County State Bank, the Emporia , KS 1.30% $210.8M
91 Farmers and Drovers Bank Council Grove , KS 1.27% $223.5M
92 First National Bank of Kansas Burlington , KS 1.24% $101.7M
93 Bendena State Bank Bendena , KS 1.17% $132.2M
94 Farmers National Bank Phillipsburg , KS 1.11% $176.1M
95 Bison State Bank Bison , KS 1.02% $143.4M
96 Mid-america Bank Baldwin City , KS 0.98% $566.8M
97 United Bank & Trust Marysville , KS 0.91% $905.4M
98 Kanza Bank Kingman , KS 0.89% $258.5M
99 Southwest National Bank Wichita , KS 0.86% $501.7M
100 Citizens Federal Savings Bank Leavenworth , KS 0.82% $188.5M

More Asset Quality rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks