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Asset Quality · Maine

US Banks with Highest Texas Ratio in Maine

Ranked among banks headquartered in Maine. Re-ranked 1-22 within the state from the same national ranking population.

#1 Texas Ratio: FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH — 23.55% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 22 banks with reported data Showing: Top 22 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 First Federal Savings and Loan Association of Bath Bath , ME 23.55% $186.8M
2 Bar Harbor Savings and Loan Association Bar Harbor , ME 12.20% $101.6M
3 Machias Savings Bank Machias , ME 10.48% $2.65B
4 Northeast Bank Lewiston , ME 9.31% $5.03B
5 First National Bank Damariscotta , ME 8.77% $3.17B
6 Bar Harbor Bank and Trust Company Bar Harbor , ME 7.61% $4.67B
7 Maine Community Bank Portland , ME 6.54% $2.89B
8 Franklin Savings Bank Farmington , ME 6.10% $764.6M
9 Bangor Savings Bank Bangor , ME 5.40% $7.42B
10 Gorham Savings Bank Gorham , ME 5.15% $1.61B
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11 Androscoggin Savings Bank Lewiston , ME 4.84% $1.78B
12 Katahdin Trust Company Patten , ME 4.23% $1.11B
13 Aroostook County Federal Savings & Loan Association Caribou , ME 3.79% $204.3M
14 Skowhegan Savings Bank Skowhegan , ME 3.77% $843.5M
15 Kennebec Savings Bank Augusta , ME 2.87% $1.83B
16 Camden National Bank Camden , ME 2.71% $6.95B
17 Norway Savings Bank Norway , ME 1.63% $2.08B
18 Kennebunk Savings Bank Kennebunk , ME 1.33% $2.10B
19 Saco & Biddeford Savings Institution Saco , ME 1.18% $1.46B
20 Partners Bank of New England Sanford , ME 0.67% $1.07B
21 Bath Savings Institution Bath , ME 0.56% $1.50B
22 Auburn Savings Bank, FSB Auburn , ME 0.28% $101.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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