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Asset Quality · Colorado

US Banks with Highest Texas Ratio in Colorado

Ranked among banks headquartered in Colorado. Re-ranked 1-61 within the state from the same national ranking population.

#1 Texas Ratio: FARMERS BANK — 68.88% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 61 banks with reported data Showing: Top 61 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Farmers Bank Ault , CO 68.88% $291.0M
2 Del Norte Bank, a Savings and Loan Association Del Norte , CO 15.97% $152.3M
3 Pb&t Bank Pueblo , CO 15.96% $842.2M
4 Fowler State Bank Fowler , CO 15.32% $152.2M
5 Integrity Bank & Trust Monument , CO 13.79% $452.9M
6 First National Bank, Cortez Cortez , CO 12.92% $156.0M
7 First Pioneer National Bank Wray , CO 11.95% $252.6M
8 5star Bank Colorado Springs , CO 11.45% $388.7M
9 High Country Bank Salida , CO 11.09% $524.1M
10 Rg Bank, a Savings and Loan Association Monte Vista , CO 9.14% $136.1M
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11 Wray State Bank Wray , CO 8.56% $304.0M
12 Fms Bank Fort Morgan , CO 8.47% $347.9M
13 HTLF Bank Denver , CO 8.39% $17.20B
14 Nbh Bank Greenwood Village , CO 8.34% $12.56B
15 First Western Trust Bank Denver , CO 8.05% $3.24B
16 North Valley Bank Thornton , CO 7.86% $262.0M
17 Park State Bank & Trust Woodland Park , CO 7.72% $158.8M
18 First National Bank in Trinidad Trinidad , CO 7.50% $256.0M
19 Solera National Bank Lakewood , CO 7.06% $1.61B
20 Rocky Mountain Bank and Trust Florence , CO 6.68% $124.2M
21 High Plains Bank Flagler , CO 6.63% $460.5M
22 FirstBank Lakewood , CO 6.57% $29.36B
23 Home Loan State Bank Grand Junction , CO 6.38% $230.5M
24 First Farmbank Greeley , CO 5.90% $382.8M
25 Dolores State Bank, the Dolores , CO 5.81% $451.3M
26 Stockmens Bank Colorado Springs , CO 5.49% $591.8M
27 Points West Community Bank Windsor , CO 5.09% $855.9M
28 Anb Bank Denver , CO 4.98% $2.96B
29 Community State Bank Lamar , CO 4.53% $212.2M
30 Flatirons Bank Boulder , CO 4.04% $358.9M
31 Colorado Federal Savings Bank Greenwood Village , CO 4.03% $2.58B
32 Alpine Bank Glenwood Springs , CO 3.73% $6.79B
33 Fortis Bank Denver , CO 3.70% $1.35B
34 Native American Bank, N.A. Denver , CO 3.69% $384.5M
35 Farmers State Bank of Brush, the Brush , CO 3.16% $112.3M
36 Farmers State Bank of Calhan Calhan , CO 3.09% $418.4M
37 Colorado Bank and Trust Company of La Junta, the La Junta , CO 2.70% $332.9M
38 First Southwest Bank Durango , CO 2.49% $646.7M
39 First American State Bank Greenwood Village , CO 2.39% $281.8M
40 Equitable Savings and Loan Association Sterling , CO 2.05% $172.0M
41 Mountain Valley Bank Walden , CO 1.64% $557.2M
42 Evergreen National Bank Evergreen , CO 1.55% $131.1M
43 The State Bank La Junta , CO 1.49% $145.0M
44 Bank of Colorado Fort Collins , CO 0.94% $7.56B
45 San Luis Valley Federal Bank Alamosa , CO 0.90% $395.5M
46 Frontier Bank Lamar , CO 0.84% $432.0M
47 Citizens State Bank of Ouray, the Ouray , CO 0.81% $225.6M
48 Amg National Trust Bank Boulder , CO 0.75% $792.5M
49 Yampa Valley Bank Steamboat Springs , CO 0.75% $685.0M
50 Gunnison Savings and Loan Association Gunnison , CO 0.50% $102.8M
51 Timberline Bank Grand Junction , CO 0.48% $828.6M
52 Gunnison Bank and Trust Company, the Gunnison , CO 0.25% $247.3M
53 First National Bank Colorado Las Animas , CO 0.14% $627.0M
54 The First National Bank of Hugo Hugo , CO 0.00% $151.1M
55 Bank of Estes Park Estes Park , CO 0.00% $157.5M
56 Pikes Peak National Bank Colorado Springs , CO 0.00% $110.7M
57 Bankers' Bank of the West Denver , CO 0.00% $408.4M
58 Eastern Colorado Bank, the Cheyenne Wells , CO 0.00% $716.3M
59 Alamosa State Bank Alamosa , CO 0.00% $326.2M
60 Verus Bank of Commerce Fort Collins , CO 0.00% $207.1M
61 Redstone Bank Centennial , CO 0.00% $304.7M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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