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Asset Quality · Louisiana

US Banks with Highest Texas Ratio in Louisiana

Ranked among banks headquartered in Louisiana. Re-ranked 1-97 within the state from the same national ranking population.

#1 Texas Ratio: CITIZENS BANK & TRUST COMPANY — 47.09% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 97 banks with reported data Showing: Top 97 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Citizens Bank & Trust Company Covington , LA 47.09% $188.4M
2 First Guaranty Bank Hammond , LA 37.48% $3.96B
3 Bank of Coushatta Coushatta , LA 34.87% $324.4M
4 Bank of Louisiana New Orleans , LA 32.57% $103.8M
5 South Lafourche Bank & Trust Company Larose , LA 32.10% $177.4M
6 American Bank Covington , LA 31.91% $359.3M
7 Simmesport State Bank Simmesport , LA 28.70% $201.6M
8 Caldwell Bank & Trust Company Columbia , LA 28.19% $293.3M
9 Commercial Capital Bank Delhi , LA 26.68% $569.6M
10 Citizens Progressive Bank Winnsboro , LA 25.49% $250.0M
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11 Guaranty Bank & Trust Company of Delhi Delhi , LA 22.97% $451.1M
12 Homeland Federal Savings Bank Columbia , LA 22.37% $643.2M
13 Guaranty Bank and Trust Company New Roads , LA 21.93% $323.0M
14 ST. Landry Bank and Trust Company Opelousas , LA 20.87% $296.3M
15 Washington State Bank Washington , LA 20.25% $303.6M
16 Concordia Bank & Trust Company Vidalia , LA 20.04% $672.3M
17 Sabine State Bank and Trust Company Many , LA 19.24% $1.36B
18 Beauregard Federal Savings Bank Deridder , LA 19.03% $103.6M
19 Citizens Savings Bank Bogalusa , LA 19.01% $326.4M
20 Farmers State Bank & Trust Company Church Point , LA 18.64% $174.2M
21 Louisiana National Bank Ruston , LA 16.70% $473.5M
22 Landmark Bank Clinton , LA 16.59% $233.3M
23 M C Bank & Trust Company Morgan City , LA 16.39% $489.8M
24 Home Bank, N.A. Lafayette , LA 15.57% $3.54B
25 Gibsland Bank & Trust Company Gibsland , LA 14.99% $575.1M
26 Clb the Community Bank Jonesville , LA 14.43% $343.9M
27 Gulf Coast Bank and Trust Company New Orleans , LA 14.34% $3.71B
28 First Federal Bank of Louisiana Lake Charles , LA 13.73% $1.18B
29 B1bank Baton Rouge , LA 12.89% $8.90B
30 Bom Bank Natchitoches , LA 12.25% $1.52B
31 Tensas State Bank Newellton , LA 11.36% $184.5M
32 Origin Bank Choudrant , LA 11.23% $10.09B
33 Progressive National Bank Mansfield , LA 11.17% $124.0M
34 Synergy Bank Houma , LA 11.15% $1.26B
35 City Bank & Trust CO. Natchitoches , LA 10.83% $378.1M
36 Hibernia Bank New Orleans , LA 10.38% $244.7M
37 Hodge Bank & Trust Company Hodge , LA 9.98% $119.9M
38 Anthem Bank & Trust Plaquemine , LA 9.98% $199.1M
39 Liberty Bank and Trust Company New Orleans , LA 9.48% $1.11B
40 Winnsboro State Bank & Trust Company Winnsboro , LA 9.25% $412.5M
41 Community Bank of Louisiana Mansfield , LA 8.76% $854.4M
42 Delta Bank Vidalia , LA 8.67% $618.1M
43 First National Bank in Deridder Deridder , LA 8.57% $425.1M
44 Southern Heritage Bank Jonesville , LA 8.46% $402.6M
45 Franklin State Bank & Trust Company Winnsboro , LA 8.38% $227.2M
46 Heritage Bank of Saint Tammany Covington , LA 8.00% $167.9M
47 Evangeline Bank and Trust Company, the Ville Platte , LA 7.36% $1.12B
48 Fidelity Bank New Orleans , LA 6.88% $1.27B
49 Cottonport Bank, the Cottonport , LA 6.88% $581.1M
50 Home Federal Bank Shreveport , LA 6.83% $641.9M
51 Vermilion Bank & Trust Company Kaplan , LA 6.67% $149.0M
52 Bank of Erath Erath , LA 6.61% $108.6M
53 Merchants & Farmers Bank & Trust Company Leesville , LA 6.48% $536.3M
54 Lakeside Bank Lake Charles , LA 6.09% $375.7M
55 Gulf Coast Bank Abbeville , LA 6.07% $516.3M
56 First American Bank and Trust Vacherie , LA 6.01% $1.39B
57 Investar Bank, N.A. Baton Rouge , LA 5.91% $3.87B
58 Feliciana Bank & Trust Company Clinton , LA 5.87% $170.9M
59 Citizens Bank & Trust Company of Vivian, Louisiana Vivian , LA 5.84% $155.8M
60 Jd Bank Jennings , LA 5.64% $1.26B
61 Bank, the Jennings , LA 5.63% $451.4M
62 Citizens Bank and Trust Company Plaquemine , LA 5.47% $471.4M
63 Farmers-Merchants Bank & Trust Company Breaux Bridge , LA 5.12% $448.2M
64 Bonvenu Bank, N.A. Bossier City , LA 5.04% $1.58B
65 Community First Bank New Iberia , LA 4.71% $790.2M
66 United Community Bank Raceland , LA 4.66% $681.3M
67 Patterson State Bank Patterson , LA 4.59% $332.0M
68 Bank of ST. Francisville Saint Francisville , LA 4.59% $397.9M
69 Cross Keys Bank Saint Joseph , LA 4.55% $627.0M
70 Bank of Sunset & Trust Company Sunset , LA 4.26% $196.2M
71 First National Bank of Jeanerette, the Jeanerette , LA 4.25% $638.1M
72 Exchange Bank and Trust Company Natchitoches , LA 4.01% $221.0M
73 Catalyst Bank Opelousas , LA 3.99% $285.3M
74 State Bank & Trust Company Golden Meadow , LA 3.65% $155.3M
75 Jonesboro State Bank Jonesboro , LA 3.64% $1.28B
76 Metairie Bank & Trust Company Metairie , LA 3.46% $658.3M
77 Marion State Bank Marion , LA 3.06% $240.2M
78 Bank of Zachary Zachary , LA 2.67% $422.2M
79 Rayne State Bank & Trust Company Rayne , LA 2.58% $573.8M
80 First National Bankers Bank Baton Rouge , LA 2.48% $1.16B
81 Crescent Bank Metairie , LA 2.16% $1.01B
82 American Bank & Trust Company Opelousas , LA 2.06% $258.1M
83 South Louisiana Bank Houma , LA 2.05% $675.5M
84 Bank of Winnfield & Trust Company Winnfield , LA 1.65% $153.5M
85 Red River Bank Alexandria , LA 1.60% $3.35B
86 Century Next Bank Ruston , LA 1.27% $913.3M
87 Currency Bank Oak Grove , LA 1.15% $248.0M
88 Bank of Abbeville & Trust Company Abbeville , LA 1.05% $246.4M
89 Bank of Commerce & Trust Company Crowley , LA 0.98% $374.6M
90 Colfax Banking Company Colfax , LA 0.22% $151.1M
91 Progressive Bank Monroe , LA 0.13% $768.0M
92 Plaquemine Bank and Trust Company Plaquemine , LA 0.11% $222.1M
93 Resource Bank Covington , LA 0.11% $935.4M
94 First National Bank USA Boutte , LA 0.10% $239.9M
95 Fifth District Savings Bank New Orleans , LA 0.09% $535.3M
96 First National Bank of Louisiana Crowley , LA 0.00% $629.2M
97 Bank of Oak Ridge Oak Ridge , LA 0.00% $135.3M

More Asset Quality rankings

US Banks with Lowest Texas Ratio (Cleanest Credit) US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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