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Profitability · Louisiana

Most Efficient US Banks (Lowest Efficiency Ratio) in Louisiana

Ranked among banks headquartered in Louisiana. Re-ranked 1-97 within the state from the same national ranking population.

#1 US Banks (Lowest Efficiency Ratio): CRESCENT BANK — -163.53% . The efficiency ratio measures non-interest operating expense against net revenue — a lower ratio means the bank converts more of each revenue dollar into pre-tax income.

Ranked: 97 banks with reported data Showing: Top 97 Source: FFIEC call reports (Q1 2026) What is this metric? See the Most Efficient US … glossary entry Go deeper: What Is the Bank Efficiency Ratio? Formula, Benchmarks, and What Moves It
# Bank HQ Most Efficient US … Total Assets
1 Crescent Bank Metairie , LA -163.53% $1.01B
2 Jonesboro State Bank Jonesboro , LA 29.09% $1.28B
3 Hodge Bank & Trust Company Hodge , LA 41.10% $119.9M
4 Exchange Bank and Trust Company Natchitoches , LA 47.41% $221.0M
5 Evangeline Bank and Trust Company, the Ville Platte , LA 47.91% $1.12B
6 Commercial Capital Bank Delhi , LA 49.16% $569.6M
7 Synergy Bank Houma , LA 49.81% $1.26B
8 Red River Bank Alexandria , LA 52.17% $3.35B
9 First National Bank of Jeanerette, the Jeanerette , LA 52.59% $638.1M
10 First National Bank USA Boutte , LA 53.19% $239.9M
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11 Rayne State Bank & Trust Company Rayne , LA 53.55% $573.8M
12 Franklin State Bank & Trust Company Winnsboro , LA 54.11% $227.2M
13 Simmesport State Bank Simmesport , LA 54.21% $201.6M
14 Bank of Sunset & Trust Company Sunset , LA 54.70% $196.2M
15 Delta Bank Vidalia , LA 55.41% $618.1M
16 Century Next Bank Ruston , LA 55.47% $913.3M
17 Bank, the Jennings , LA 55.80% $451.4M
18 First National Bank of Louisiana Crowley , LA 56.29% $629.2M
19 Cottonport Bank, the Cottonport , LA 57.14% $581.1M
20 American Bank & Trust Company Opelousas , LA 57.34% $258.1M
21 Investar Bank, N.A. Baton Rouge , LA 57.39% $3.87B
22 Community Bank of Louisiana Mansfield , LA 57.56% $854.4M
23 Community First Bank New Iberia , LA 57.79% $790.2M
24 Origin Bank Choudrant , LA 57.80% $10.09B
25 Home Bank, N.A. Lafayette , LA 57.85% $3.54B
26 Vermilion Bank & Trust Company Kaplan , LA 57.90% $149.0M
27 Currency Bank Oak Grove , LA 57.95% $248.0M
28 First National Bank in Deridder Deridder , LA 58.84% $425.1M
29 Farmers State Bank & Trust Company Church Point , LA 59.78% $174.2M
30 B1bank Baton Rouge , LA 59.84% $8.90B
31 Louisiana National Bank Ruston , LA 60.80% $473.5M
32 Home Federal Bank Shreveport , LA 60.87% $641.9M
33 Guaranty Bank & Trust Company of Delhi Delhi , LA 61.16% $451.1M
34 Gibsland Bank & Trust Company Gibsland , LA 61.18% $575.1M
35 Clb the Community Bank Jonesville , LA 61.43% $343.9M
36 Bank of ST. Francisville Saint Francisville , LA 61.94% $397.9M
37 South Louisiana Bank Houma , LA 62.15% $675.5M
38 Metairie Bank & Trust Company Metairie , LA 62.41% $658.3M
39 Southern Heritage Bank Jonesville , LA 62.71% $402.6M
40 Washington State Bank Washington , LA 63.10% $303.6M
41 Homeland Federal Savings Bank Columbia , LA 63.16% $643.2M
42 Winnsboro State Bank & Trust Company Winnsboro , LA 64.00% $412.5M
43 Guaranty Bank and Trust Company New Roads , LA 64.05% $323.0M
44 Bom Bank Natchitoches , LA 64.06% $1.52B
45 Citizens Savings Bank Bogalusa , LA 64.80% $326.4M
46 Feliciana Bank & Trust Company Clinton , LA 64.94% $170.9M
47 City Bank & Trust CO. Natchitoches , LA 65.06% $378.1M
48 Tensas State Bank Newellton , LA 65.33% $184.5M
49 Citizens Bank and Trust Company Plaquemine , LA 65.78% $471.4M
50 Sabine State Bank and Trust Company Many , LA 66.28% $1.36B
51 Beauregard Federal Savings Bank Deridder , LA 67.15% $103.6M
52 State Bank & Trust Company Golden Meadow , LA 67.33% $155.3M
53 Farmers-Merchants Bank & Trust Company Breaux Bridge , LA 67.42% $448.2M
54 Lakeside Bank Lake Charles , LA 67.84% $375.7M
55 Bank of Abbeville & Trust Company Abbeville , LA 68.00% $246.4M
56 Resource Bank Covington , LA 68.09% $935.4M
57 First Guaranty Bank Hammond , LA 69.48% $3.96B
58 United Community Bank Raceland , LA 69.51% $681.3M
59 Caldwell Bank & Trust Company Columbia , LA 69.68% $293.3M
60 Merchants & Farmers Bank & Trust Company Leesville , LA 69.98% $536.3M
61 Gulf Coast Bank Abbeville , LA 70.16% $516.3M
62 Jd Bank Jennings , LA 70.17% $1.26B
63 Citizens Bank & Trust Company Covington , LA 70.54% $188.4M
64 Liberty Bank and Trust Company New Orleans , LA 70.66% $1.11B
65 Concordia Bank & Trust Company Vidalia , LA 70.97% $672.3M
66 Marion State Bank Marion , LA 71.37% $240.2M
67 M C Bank & Trust Company Morgan City , LA 71.57% $489.8M
68 Bank of Zachary Zachary , LA 71.92% $422.2M
69 Gulf Coast Bank and Trust Company New Orleans , LA 72.24% $3.71B
70 Plaquemine Bank and Trust Company Plaquemine , LA 72.44% $222.1M
71 First American Bank and Trust Vacherie , LA 72.58% $1.39B
72 Bank of Oak Ridge Oak Ridge , LA 73.80% $135.3M
73 Cross Keys Bank Saint Joseph , LA 73.84% $627.0M
74 Catalyst Bank Opelousas , LA 74.14% $285.3M
75 Landmark Bank Clinton , LA 74.44% $233.3M
76 Progressive National Bank Mansfield , LA 75.10% $124.0M
77 Bonvenu Bank, N.A. Bossier City , LA 75.25% $1.58B
78 Patterson State Bank Patterson , LA 75.94% $332.0M
79 Colfax Banking Company Colfax , LA 76.55% $151.1M
80 South Lafourche Bank & Trust Company Larose , LA 77.20% $177.4M
81 Bank of Coushatta Coushatta , LA 80.27% $324.4M
82 First National Bankers Bank Baton Rouge , LA 81.79% $1.16B
83 Citizens Progressive Bank Winnsboro , LA 81.83% $250.0M
84 American Bank Covington , LA 84.98% $359.3M
85 Anthem Bank & Trust Plaquemine , LA 85.00% $199.1M
86 First Federal Bank of Louisiana Lake Charles , LA 85.39% $1.18B
87 Fifth District Savings Bank New Orleans , LA 85.52% $535.3M
88 Bank of Winnfield & Trust Company Winnfield , LA 86.09% $153.5M
89 Bank of Erath Erath , LA 87.34% $108.6M
90 Bank of Commerce & Trust Company Crowley , LA 87.99% $374.6M
91 Fidelity Bank New Orleans , LA 92.85% $1.27B
92 Citizens Bank & Trust Company of Vivian, Louisiana Vivian , LA 93.43% $155.8M
93 ST. Landry Bank and Trust Company Opelousas , LA 94.39% $296.3M
94 Bank of Louisiana New Orleans , LA 100.24% $103.8M
95 Hibernia Bank New Orleans , LA 100.98% $244.7M
96 Progressive Bank Monroe , LA 135.62% $768.0M
97 Heritage Bank of Saint Tammany Covington , LA 304.78% $167.9M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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