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Profitability · Nevada

Most Efficient US Banks (Lowest Efficiency Ratio) in Nevada

Ranked among banks headquartered in Nevada. Re-ranked 1-15 within the state from the same national ranking population.

#1 US Banks (Lowest Efficiency Ratio): BEAL BANK USA — 13.42% . The efficiency ratio measures non-interest operating expense against net revenue — a lower ratio means the bank converts more of each revenue dollar into pre-tax income.

Ranked: 15 banks with reported data Showing: Top 15 Source: FFIEC call reports (Q1 2026) What is this metric? See the Most Efficient US … glossary entry Go deeper: What Is the Bank Efficiency Ratio? Formula, Benchmarks, and What Moves It
# Bank HQ Most Efficient US … Total Assets
1 Beal Bank USA Las Vegas , NV 13.42% $13.03B
2 Wells Fargo National Bank West Las Vegas , NV 25.30% $9.03B
3 Eaglemark Savings Bank Reno , NV 29.74% $720.3M
4 First Security Bank of Nevada Las Vegas , NV 35.93% $305.8M
5 Town & Country Bank Las Vegas , NV 44.00% $226.5M
6 First National Bank of Ely, the Ely , NV 51.04% $132.5M
7 Meadows Bank Las Vegas , NV 58.75% $1.45B
8 Credit One Bank, N.A. Las Vegas , NV 59.76% $2.16B
9 Lexicon Bank Las Vegas , NV 62.68% $460.0M
10 Nevada Bank and Trust Company Caliente , NV 67.51% $206.0M
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11 Valley Bank of Nevada North Las Vegas , NV 74.07% $250.4M
12 Gbank Las Vegas , NV 74.16% $1.39B
13 Toyota Financial Savings Bank Henderson , NV 83.39% $16.10B
14 Farm Bureau Bank FSB Reno , NV 85.84% $1.08B
15 Genubank Las Vegas , NV 91.24% $241.7M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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