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Profitability · New Hampshire

Most Efficient US Banks (Lowest Efficiency Ratio) in New Hampshire

Ranked among banks headquartered in New Hampshire. Re-ranked 1-18 within the state from the same national ranking population.

#1 US Banks (Lowest Efficiency Ratio): BANK OF NEW ENGLAND — 27.83% . The efficiency ratio measures non-interest operating expense against net revenue — a lower ratio means the bank converts more of each revenue dollar into pre-tax income.

Ranked: 18 banks with reported data Showing: Top 18 Source: FFIEC call reports (Q1 2026) What is this metric? See the Most Efficient US … glossary entry Go deeper: What Is the Bank Efficiency Ratio? Formula, Benchmarks, and What Moves It
# Bank HQ Most Efficient US … Total Assets
1 Bank of New England Salem , NH 27.83% $1.85B
2 Primary Bank Bedford , NH 47.75% $743.4M
3 Bank of New Hampshire Laconia , NH 57.21% $2.81B
4 Franklin Savings Bank Franklin , NH 60.02% $908.2M
5 Millyard Bank, the Nashua , NH 69.78% $312.4M
6 Savings Bank of Walpole Walpole , NH 73.81% $848.9M
7 Northway Bank Berlin , NH 74.59% $1.19B
8 Merrimack County Savings Bank Concord , NH 74.60% $1.39B
9 Sugar River Bank Newport , NH 76.25% $416.5M
10 Meredith Village Savings Bank Meredith , NH 77.91% $1.62B
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11 Piscataqua Savings Bank Portsmouth , NH 82.73% $381.3M
12 Salem Co-operative Bank Salem , NH 83.63% $570.4M
13 Mascoma Bank Lebanon , NH 85.36% $3.00B
14 Claremont Savings Bank Claremont , NH 88.06% $619.7M
15 Profile Bank Rochester , NH 89.08% $310.4M
16 Walden Mutual Bank Concord , NH 89.99% $181.8M
17 Woodsville Guaranty Savings Bank Woodsville , NH 94.31% $669.2M
18 First Seacoast Bank Dover , NH 106.01% $588.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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