Asset Quality ranking · Louisiana · Call report data as of September 30, 2026
Louisiana Banks: Highest Multifamily Delinquency
Sabine State Bank and Trust Company has the highest multifamily noncurrent rate of the 22 ranked banks headquartered in Louisiana, at 17.49% as of September 30, 2026. The median among the 22 ranked Louisiana banks is 0.00%, against 0.00% for all US banks.
This list ranks Louisiana banks by multifamily noncurrent rate. For the largest banks headquartered in Louisiana, see largest banks in Louisiana.
- No. 1 in Louisiana
- Sabine State Bank and Trust Company
- Its Multifamily noncurrent
- 17.49%
- Louisiana median
- 0.00%
- Banks ranked
- 22
Ranked among banks headquartered in Louisiana, numbered 1 to 22 within the state from the same population as the national list. Browse every bank in the Louisiana bank directory.
Top 22 Louisiana banks by multifamily noncurrent rate
Highest first. Select a column heading to sort. The gap column shows each bank's distance from the Louisiana median of 0.00%. Missing values show as a dash and sort last.
| 1 | Sabine State Bank and Trust Company Many, LA | 17.49% | $1.35B $1B to $10B |
| 2 | First Guaranty Bank Hammond, LA | 9.24% | $3.15B $1B to $10B |
| 3 | b1BANK Baton Rouge, LA | 1.06% | $8.94B $1B to $10B |
| 4 | Home Bank, N.A. Lafayette, LA | 0.35% | $3.60B $1B to $10B |
| 5 | Investar Bank, N.A. Baton Rouge, LA | 0.12% | $3.86B $1B to $10B |
| 6 | Origin Bank Choudrant, LA | 0.00% | $10.00B $10B to $100B |
| 7 | Gulf Coast Bank and Trust Company New Orleans, LA | 0.00% | $3.89B $1B to $10B |
| 8 | Red River Bank Alexandria, LA | 0.00% | $3.37B $1B to $10B |
| 9 | Bom Bank Natchitoches, LA | 0.00% | $1.65B $1B to $10B |
| 10 | Bonvenu Bank, N.A. Bossier City, LA | 0.00% | $1.52B $1B to $10B |
| 11 | First American Bank and Trust Vacherie, LA | 0.00% | $1.34B $1B to $10B |
| 12 | JD Bank Jennings, LA | 0.00% | $1.24B $1B to $10B |
| 13 | Fidelity Bank New Orleans, LA | 0.00% | $1.21B $1B to $10B |
| 14 | First Federal Bank of Louisiana Lake Charles, LA | 0.00% | $1.12B $1B to $10B |
| 15 | The Evangeline Bank and Trust Company Ville Platte, LA | 0.00% | $1.12B $1B to $10B |
| 16 | Liberty Bank and Trust Company New Orleans, LA | 0.00% | $1.12B $1B to $10B |
| 17 | First National Bankers Bank Baton Rouge, LA | 0.00% | $1.06B $1B to $10B |
| 18 | Century Next Bank Ruston, LA | 0.00% | $930.9M $100M to $1B |
| 19 | The First National Bank of Jeanerette Jeanerette, LA | 0.00% | $674.9M $100M to $1B |
| 20 | Metairie Bank & Trust Company Metairie, LA | 0.00% | $670.2M $100M to $1B |
| 21 | Home Federal Bank Shreveport, LA | 0.00% | $655.6M $100M to $1B |
| 22 | Gibsland Bank & Trust Company Gibsland, LA | 0.00% | $630.9M $100M to $1B |
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Definition and formula
The multifamily noncurrent rate is the share of a bank's multifamily loans, mortgages on apartment buildings with five or more units, that are on nonaccrual or 90 or more days past due and still accruing.
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans
The glossary entry for Multifamily Real Estate Loans explains each term, the call report items behind it and a worked example.
Which banks are ranked
This list ranks the 22 banks headquartered in Louisiana that meet every rule below, using each bank's latest FFIEC call report (data as of September 30, 2026).
- Banks with at least $100M in total assets, so a ratio on a very small balance sheet cannot lead the list.
- Banks with at least $25M in multifamily loans, so a rate on a few loans cannot lead the list.
- Lending institutions only: charters with loans under 5% of assets, mostly trust and custody banks, are not ranked.
- Charters the regulator has closed, merged or converted are excluded.
- Each bank charter ranks on its own; holding companies are not combined.
What moves the multifamily noncurrent rate
The rate rises when apartment owners cannot cover their debt service, most often when a loan written at a low fixed rate comes up for refinancing at a higher one, or when rent limits or new supply hold rents below rising costs. It falls as the bank restructures, sells or charges off problem loans. Most banks report no noncurrent multifamily loans at all, so a single large building can put a bank near the top of this list; read the rate beside the dollar amounts on the bank's asset quality page.
Frequently asked questions
Which bank in Louisiana has the highest multifamily noncurrent rate?
Sabine State Bank and Trust Company has the highest multifamily noncurrent rate of the 22 ranked banks headquartered in Louisiana, at 17.49% as of September 30, 2026, according to its FFIEC call report. First Guaranty Bank ranks second at 9.24%. The median is 0.00%.
What is the median multifamily noncurrent rate among ranked US banks?
As of Q3 2026, multifamily noncurrent rate for the middle half of the 1,233 ranked US banks ran from 0.00% to 0.04%, and the median was 0.00%. Compare a bank with peers of the same size and business model rather than with the top of this list. See the Multifamily Real Estate Loans glossary entry.
How is the multifamily noncurrent rate calculated?
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans. Each bank charter is ranked on its own; holding companies are not combined. See the Multifamily Real Estate Loans glossary entry.
The same ranking in other states
Other Louisiana rankings
More asset quality rankings
Source: FFIEC call reports for the quarter ended September 30, 2026, refreshed as each quarter's filings are processed. See data updates for the current freshness window. Next update: Q4 2026 Call Reports are due February 1, 2027; we expect them on the platform by mid-February 2027.
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