Asset Quality ranking · Nebraska · Call report data as of September 30, 2026
Nebraska Banks: Highest Multifamily Delinquency
Adams Bank & Trust has the highest multifamily noncurrent rate of the 29 ranked banks headquartered in Nebraska, at 7.61% as of September 30, 2026. The median among the 29 ranked Nebraska banks is 0.00%, against 0.00% for all US banks.
This list ranks Nebraska banks by multifamily noncurrent rate. For the largest banks headquartered in Nebraska, see largest banks in Nebraska.
- No. 1 in Nebraska
- Adams Bank & Trust
- Its Multifamily noncurrent
- 7.61%
- Nebraska median
- 0.00%
- Banks ranked
- 29
Ranked among banks headquartered in Nebraska, numbered 1 to 29 within the state from the same population as the national list. Browse every bank in the Nebraska bank directory.
Top 29 Nebraska banks by multifamily noncurrent rate
Highest first. Select a column heading to sort. The gap column shows each bank's distance from the Nebraska median of 0.00%. Missing values show as a dash and sort last.
| 1 | Adams Bank & Trust Ogallala, NE | 7.61% | $1.31B $1B to $10B |
| 2 | Exchange Bank Kearney, NE | 6.80% | $1.57B $1B to $10B |
| 3 | Cornhusker Bank Lincoln, NE | 1.60% | $1.07B $1B to $10B |
| 4 | Horizon Bank Waverly, NE | 0.84% | $573.7M $100M to $1B |
| 5 | First National Bank of Omaha Omaha, NE | 0.05% | $34.66B $10B to $100B |
| 6 | Union Bank and Trust Company Lincoln, NE | 0.00% | $9.50B $1B to $10B |
| 7 | Pinnacle Bank Lincoln, NE | 0.00% | $8.85B $1B to $10B |
| 8 | Cornerstone Bank York, NE | 0.00% | $2.72B $1B to $10B |
| 9 | Security First Bank Lincoln, NE | 0.00% | $2.30B $1B to $10B |
| 10 | Five Points Bank Grand Island, NE | 0.00% | $2.23B $1B to $10B |
| 11 | Security National Bank of Omaha Omaha, NE | 0.00% | $1.93B $1B to $10B |
| 12 | Elkhorn Valley Bank & Trust Norfolk, NE | 0.00% | $1.51B $1B to $10B |
| 13 | West Gate Bank Lincoln, NE | 0.00% | $1.47B $1B to $10B |
| 14 | Midwest Bank Pierce, NE | 0.00% | $1.24B $1B to $10B |
| 15 | First State Bank Nebraska Lincoln, NE | 0.00% | $1.18B $1B to $10B |
| 16 | Core Bank Omaha, NE | 0.00% | $1.08B $1B to $10B |
| 17 | Access Bank Omaha, NE | 0.00% | $1.07B $1B to $10B |
| 18 | Firstier Bank Kimball, NE | 0.00% | $1.05B $1B to $10B |
| 19 | Nebraskaland Bank North Platte, NE | 0.00% | $1.04B $1B to $10B |
| 20 | Dundee Bank Omaha, NE | 0.00% | $1.02B $1B to $10B |
| 21 | RVR Bank Fremont, NE | 0.00% | $601.1M $100M to $1B |
| 22 | Riverstone Bank Eagle, NE | 0.00% | $600.6M $100M to $1B |
| 23 | Enterprise Bank Omaha, NE | 0.00% | $584.7M $100M to $1B |
| 24 | Home Federal Savings and Loan Association of Grand Island Grand Island, NE | 0.00% | $564.8M $100M to $1B |
| 25 | Cattle Bank & Trust Seward, NE | 0.00% | $426.2M $100M to $1B |
| 26 | First Westroads Bank, Inc. Omaha, NE | 0.00% | $404.8M $100M to $1B |
| 27 | Lincoln Federal Savings Bank of Nebraska Lincoln, NE | 0.00% | $374.6M $100M to $1B |
| 28 | City Bank & Trust Co. Lincoln, NE | 0.00% | $355.9M $100M to $1B |
| 29 | I3 Bank Bennington, NE | 0.00% | $235.5M $100M to $1B |
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Definition and formula
The multifamily noncurrent rate is the share of a bank's multifamily loans, mortgages on apartment buildings with five or more units, that are on nonaccrual or 90 or more days past due and still accruing.
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans
The glossary entry for Multifamily Real Estate Loans explains each term, the call report items behind it and a worked example.
Which banks are ranked
This list ranks the 29 banks headquartered in Nebraska that meet every rule below, using each bank's latest FFIEC call report (data as of September 30, 2026).
- Banks with at least $100M in total assets, so a ratio on a very small balance sheet cannot lead the list.
- Banks with at least $25M in multifamily loans, so a rate on a few loans cannot lead the list.
- Lending institutions only: charters with loans under 5% of assets, mostly trust and custody banks, are not ranked.
- Charters the regulator has closed, merged or converted are excluded.
- Each bank charter ranks on its own; holding companies are not combined.
What moves the multifamily noncurrent rate
The rate rises when apartment owners cannot cover their debt service, most often when a loan written at a low fixed rate comes up for refinancing at a higher one, or when rent limits or new supply hold rents below rising costs. It falls as the bank restructures, sells or charges off problem loans. Most banks report no noncurrent multifamily loans at all, so a single large building can put a bank near the top of this list; read the rate beside the dollar amounts on the bank's asset quality page.
Frequently asked questions
Which bank in Nebraska has the highest multifamily noncurrent rate?
Adams Bank & Trust has the highest multifamily noncurrent rate of the 29 ranked banks headquartered in Nebraska, at 7.61% as of September 30, 2026, according to its FFIEC call report. Exchange Bank ranks second at 6.80%. The median is 0.00%.
What is the median multifamily noncurrent rate among ranked US banks?
As of Q3 2026, multifamily noncurrent rate for the middle half of the 1,233 ranked US banks ran from 0.00% to 0.04%, and the median was 0.00%. Compare a bank with peers of the same size and business model rather than with the top of this list. See the Multifamily Real Estate Loans glossary entry.
How is the multifamily noncurrent rate calculated?
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans. Each bank charter is ranked on its own; holding companies are not combined. See the Multifamily Real Estate Loans glossary entry.
The same ranking in other states
Other Nebraska rankings
More asset quality rankings
Source: FFIEC call reports for the quarter ended September 30, 2026, refreshed as each quarter's filings are processed. See data updates for the current freshness window. Next update: Q4 2026 Call Reports are due February 1, 2027; we expect them on the platform by mid-February 2027.
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