Asset Quality ranking · Arkansas · Call report data as of September 30, 2026
Arkansas Banks: Highest Multifamily Delinquency
Relyance Bank has the highest multifamily noncurrent rate of the 28 ranked banks headquartered in Arkansas, at 3.66% as of September 30, 2026. The median among the 28 ranked Arkansas banks is 0.00%, against 0.00% for all US banks.
This list ranks Arkansas banks by multifamily noncurrent rate. For the largest banks headquartered in Arkansas, see largest banks in Arkansas.
- No. 1 in Arkansas
- Relyance Bank
- Its Multifamily noncurrent
- 3.66%
- Arkansas median
- 0.00%
- Banks ranked
- 28
Ranked among banks headquartered in Arkansas, numbered 1 to 28 within the state from the same population as the national list. Browse every bank in the Arkansas bank directory.
Top 28 Arkansas banks by multifamily noncurrent rate
Highest first. Select a column heading to sort. The gap column shows each bank's distance from the Arkansas median of 0.00%. Missing values show as a dash and sort last.
| 1 | Relyance Bank White Hall, AR | 3.66% | $1.51B $1B to $10B |
| 2 | Uplift Bank Arkadelphia, AR | 1.30% | $3.21B $1B to $10B |
| 3 | Simmons Bank Pine Bluff, AR | 0.95% | $24.03B $10B to $100B |
| 4 | Centennial Bank Conway, AR | 0.94% | $23.98B $10B to $100B |
| 5 | Arvest Bank Fayetteville, AR | 0.07% | $27.98B $10B to $100B |
| 6 | Bank OZK Little Rock, AR | 0.00% | $43.19B $10B to $100B |
| 7 | First Security Bank Searcy, AR | 0.00% | $8.67B $1B to $10B |
| 8 | First Community Bank Batesville, AR | 0.00% | $3.62B $1B to $10B |
| 9 | Encore Bank Little Rock, AR | 0.00% | $3.53B $1B to $10B |
| 10 | Farmers Bank & Trust Company Magnolia, AR | 0.00% | $3.12B $1B to $10B |
| 11 | First National Bank Paragould, AR | 0.00% | $2.72B $1B to $10B |
| 12 | The First National Bank of Fort Smith Fort Smith, AR | 0.00% | $2.27B $1B to $10B |
| 13 | The Farmers & Merchants Bank Stuttgart, AR | 0.00% | $2.06B $1B to $10B |
| 14 | The Citizens Bank Batesville, AR | 0.00% | $1.70B $1B to $10B |
| 15 | Signature Bank of Arkansas Fayetteville, AR | 0.00% | $1.65B $1B to $10B |
| 16 | Chambers Bank Danville, AR | 0.00% | $1.55B $1B to $10B |
| 17 | FM Bank and Trust Blytheville, AR | 0.00% | $1.38B $1B to $10B |
| 18 | Legacy Bank Springdale, AR | 0.00% | $1.31B $1B to $10B |
| 19 | Anstaff Bank Green Forest, AR | 0.00% | $1.21B $1B to $10B |
| 20 | Evolve Bank & Trust West Memphis, AR | 0.00% | $1.20B $1B to $10B |
| 21 | First Service Bank Greenbrier, AR | 0.00% | $1.07B $1B to $10B |
| 22 | Generations Bank Rogers, AR | 0.00% | $1.06B $1B to $10B |
| 23 | Central Bank Little Rock, AR | 0.00% | $981.7M $100M to $1B |
| 24 | Stone Bank Mountain View, AR | 0.00% | $947.8M $100M to $1B |
| 25 | Diamond Bank Murfreesboro, AR | 0.00% | $944.1M $100M to $1B |
| 26 | First State Bank Russellville, AR | 0.00% | $658.6M $100M to $1B |
| 27 | Armor Bank Forrest City, AR | 0.00% | $528.4M $100M to $1B |
| 28 | Partners Bank Helena, AR | 0.00% | $434.3M $100M to $1B |
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Definition and formula
The multifamily noncurrent rate is the share of a bank's multifamily loans, mortgages on apartment buildings with five or more units, that are on nonaccrual or 90 or more days past due and still accruing.
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans
The glossary entry for Multifamily Real Estate Loans explains each term, the call report items behind it and a worked example.
Which banks are ranked
This list ranks the 28 banks headquartered in Arkansas that meet every rule below, using each bank's latest FFIEC call report (data as of September 30, 2026).
- Banks with at least $100M in total assets, so a ratio on a very small balance sheet cannot lead the list.
- Banks with at least $25M in multifamily loans, so a rate on a few loans cannot lead the list.
- Lending institutions only: charters with loans under 5% of assets, mostly trust and custody banks, are not ranked.
- Charters the regulator has closed, merged or converted are excluded.
- Each bank charter ranks on its own; holding companies are not combined.
What moves the multifamily noncurrent rate
The rate rises when apartment owners cannot cover their debt service, most often when a loan written at a low fixed rate comes up for refinancing at a higher one, or when rent limits or new supply hold rents below rising costs. It falls as the bank restructures, sells or charges off problem loans. Most banks report no noncurrent multifamily loans at all, so a single large building can put a bank near the top of this list; read the rate beside the dollar amounts on the bank's asset quality page.
Frequently asked questions
Which bank in Arkansas has the highest multifamily noncurrent rate?
Relyance Bank has the highest multifamily noncurrent rate of the 28 ranked banks headquartered in Arkansas, at 3.66% as of September 30, 2026, according to its FFIEC call report. Uplift Bank ranks second at 1.30%. The median is 0.00%.
What is the median multifamily noncurrent rate among ranked US banks?
As of Q3 2026, multifamily noncurrent rate for the middle half of the 1,233 ranked US banks ran from 0.00% to 0.04%, and the median was 0.00%. Compare a bank with peers of the same size and business model rather than with the top of this list. See the Multifamily Real Estate Loans glossary entry.
How is the multifamily noncurrent rate calculated?
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans. Each bank charter is ranked on its own; holding companies are not combined. See the Multifamily Real Estate Loans glossary entry.
The same ranking in other states
Other Arkansas rankings
More asset quality rankings
Source: FFIEC call reports for the quarter ended September 30, 2026, refreshed as each quarter's filings are processed. See data updates for the current freshness window. Next update: Q4 2026 Call Reports are due February 1, 2027; we expect them on the platform by mid-February 2027.
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