Asset Quality ranking · Oklahoma · Call report data as of September 30, 2026
Oklahoma Banks: Highest Multifamily Delinquency
Blue SKY Bank has the highest multifamily noncurrent rate of the 27 ranked banks headquartered in Oklahoma, at 29.72% as of September 30, 2026. The median among the 27 ranked Oklahoma banks is 0.00%, against 0.00% for all US banks. That top value sits far outside the middle half of ranked banks (0.00% to 1.45%). A rate this far from the middle usually comes from a few large problem loans or from lending to borrowers with lower credit scores, so read it beside the bank's dollar amounts and its trend.
This list ranks Oklahoma banks by multifamily noncurrent rate. For the largest banks headquartered in Oklahoma, see largest banks in Oklahoma.
- No. 1 in Oklahoma
- Blue SKY Bank
- Its Multifamily noncurrent
- 29.72%
- Oklahoma median
- 0.00%
- Banks ranked
- 27
Ranked among banks headquartered in Oklahoma, numbered 1 to 27 within the state from the same population as the national list. Browse every bank in the Oklahoma bank directory.
Top 27 Oklahoma banks by multifamily noncurrent rate
Highest first. Select a column heading to sort. The gap column shows each bank's distance from the Oklahoma median of 0.00%. Missing values show as a dash and sort last.
| 1 | Blue SKY Bank Pawhuska, OK | 29.72% | $1.39B $1B to $10B |
| 2 | Great Plains National Bank Elk City, OK | 19.21% | $1.94B $1B to $10B |
| 3 | First Pryority Bank Pryor, OK | 13.72% | $580.1M $100M to $1B |
| 4 | The Bank, N.A. McAlester, OK | 10.52% | $491.3M $100M to $1B |
| 5 | BancFirst Oklahoma City, OK | 4.44% | $12.73B $10B to $100B |
| 6 | First United Bank and Trust Company Durant, OK | 2.63% | $16.54B $10B to $100B |
| 7 | MidFirst Bank Oklahoma City, OK | 1.51% | $43.83B $10B to $100B |
| 8 | First Bank & Trust Company Duncan, OK | 1.39% | $946.7M $100M to $1B |
| 9 | Local Bank Hulbert, OK | 0.30% | $475.1M $100M to $1B |
| 10 | Armstrong Bank Muskogee, OK | 0.03% | $3.05B $1B to $10B |
| 11 | BOKF, N.A. Tulsa, OK | 0.00% | $53.95B $10B to $100B |
| 12 | Interbank Oklahoma City, OK | 0.00% | $5.29B $1B to $10B |
| 13 | First Fidelity Bank Oklahoma City, OK | 0.00% | $3.04B $1B to $10B |
| 14 | Regent Bank Tulsa, OK | 0.00% | $2.40B $1B to $10B |
| 15 | Mabrey Bank Bixby, OK | 0.00% | $2.11B $1B to $10B |
| 16 | Gateway First Bank Jenks, OK | 0.00% | $2.00B $1B to $10B |
| 17 | International Bank of Commerce Oklahoma City, OK | 0.00% | $1.63B $1B to $10B |
| 18 | First Oklahoma Bank Jenks, OK | 0.00% | $1.34B $1B to $10B |
| 19 | Liberty National Bank Lawton, OK | 0.00% | $1.27B $1B to $10B |
| 20 | Firstar Bank Sallisaw, OK | 0.00% | $1.20B $1B to $10B |
| 21 | Vision Bank Ada, OK | 0.00% | $996.4M $100M to $1B |
| 22 | Cattlemens Bank Altus, OK | 0.00% | $624.1M $100M to $1B |
| 23 | Frontier State Bank Oklahoma City, OK | 0.00% | $622.1M $100M to $1B |
| 24 | Chickasaw Community Bank Oklahoma City, OK | 0.00% | $558.0M $100M to $1B |
| 25 | Vast Bank, N.A. Tulsa, OK | 0.00% | $534.6M $100M to $1B |
| 26 | The City National Bank and Trust Company of Lawton, Oklahoma Lawton, OK | 0.00% | $444.4M $100M to $1B |
| 27 | The Bankers Bank Oklahoma City, OK | 0.00% | $315.6M $100M to $1B |
Screen every bank in Oklahoma by size, capital, credit and earnings in the screener. Free account, no card. Open the screener →
Definition and formula
The multifamily noncurrent rate is the share of a bank's multifamily loans, mortgages on apartment buildings with five or more units, that are on nonaccrual or 90 or more days past due and still accruing.
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans
The glossary entry for Multifamily Real Estate Loans explains each term, the call report items behind it and a worked example.
Which banks are ranked
This list ranks the 27 banks headquartered in Oklahoma that meet every rule below, using each bank's latest FFIEC call report (data as of September 30, 2026).
- Banks with at least $100M in total assets, so a ratio on a very small balance sheet cannot lead the list.
- Banks with at least $25M in multifamily loans, so a rate on a few loans cannot lead the list.
- Lending institutions only: charters with loans under 5% of assets, mostly trust and custody banks, are not ranked.
- Charters the regulator has closed, merged or converted are excluded.
- Each bank charter ranks on its own; holding companies are not combined.
What moves the multifamily noncurrent rate
The rate rises when apartment owners cannot cover their debt service, most often when a loan written at a low fixed rate comes up for refinancing at a higher one, or when rent limits or new supply hold rents below rising costs. It falls as the bank restructures, sells or charges off problem loans. Most banks report no noncurrent multifamily loans at all, so a single large building can put a bank near the top of this list; read the rate beside the dollar amounts on the bank's asset quality page.
Frequently asked questions
Which bank in Oklahoma has the highest multifamily noncurrent rate?
Blue SKY Bank has the highest multifamily noncurrent rate of the 27 ranked banks headquartered in Oklahoma, at 29.72% as of September 30, 2026, according to its FFIEC call report. Great Plains National Bank ranks second at 19.21%. The median is 0.00%.
What is the median multifamily noncurrent rate among ranked US banks?
As of Q3 2026, multifamily noncurrent rate for the middle half of the 1,233 ranked US banks ran from 0.00% to 0.04%, and the median was 0.00%. Compare a bank with peers of the same size and business model rather than with the top of this list. See the Multifamily Real Estate Loans glossary entry.
How is the multifamily noncurrent rate calculated?
Multifamily noncurrent rate = (Multifamily loans on nonaccrual + Multifamily loans 90+ days past due and still accruing) / Multifamily loans. Each bank charter is ranked on its own; holding companies are not combined. See the Multifamily Real Estate Loans glossary entry.
The same ranking in other states
Other Oklahoma rankings
More asset quality rankings
Source: FFIEC call reports for the quarter ended September 30, 2026, refreshed as each quarter's filings are processed. See data updates for the current freshness window. Next update: Q4 2026 Call Reports are due February 1, 2027; we expect them on the platform by mid-February 2027.
All bank rankings · Bank metrics glossary · List of all US banks