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BanksFirst Fidelity Bank

First Fidelity Bank

OKLAHOMA CITY, OKLargeEst. Jul 1, 1981FDIC #23473RSSD #106359FED
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First Fidelity received FDIC open-bank assistance in October 1987 — one of the rare cases where the FDIC intervened to preserve operations rather than close the bank. First Fidelity Bank is a community bank chartered in 1981, based in Oklahoma City, OK. First Fidelity's Q1 2026 balance sheet shows $2.9B in assets funded primarily by $2.5B in customer deposits. Returns are in line with industry norms at 0.92% ROA and 11.09% ROE; net interest margin is 3.41%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.32% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.49% NPLs and a 3.96% Texas Ratio. Its footprint covers 27 branches concentrated in Oklahoma.

Headquarters Profile

Address
5100 N Classen Blvd, OKLAHOMA CITY, OK 73118
County
Oklahoma
Metro Area
OKLAHOMA CITY, OK
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
13
Established
July 1, 1981
Branches
27 domestic
Employees (FTE)
345
FDIC Cert
23473
Fed RSSD
106359
Assets
$2.9B
Deposits
$2.5B
Loans
$2.1B
Equity
$250M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.92%0.49%3.96%3.41%
2025-12-310.97%0.48%3.97%3.36%
2025-09-300.90%0.56%4.61%3.08%
2025-06-301.08%0.61%5.20%3.14%
2025-03-310.71%0.61%5.37%2.96%
2024-12-310.88%0.48%4.39%2.96%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  2. Participated in FDIC Assisted Merger
    FDIC
  3. Participated in Absorption/Consolidation/Merger
    FDIC
  4. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  5. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  6. Participated in Absorption/Consolidation/Merger
    FDIC
  7. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  8. Participated in Absorption/Consolidation/Merger
    FDIC
  9. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  10. Participated in Absorption/Consolidation/Merger
    FDIC
  11. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  12. Participated in Absorption/Consolidation/Merger
    FDIC
  13. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  14. Participated in Absorption/Consolidation/Merger
    FDIC
  15. FDIC Assistance
    Open Bank Assistance
    FDIC
  16. Failure / assisted resolution
    FDIC FAILURES

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 16 events.

Frequently asked about First Fidelity Bank

What are First Fidelity Bank's total assets?

As of the Q1 2026 filing, First Fidelity Bank reported total assets of $2.93 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First Fidelity Bank headquartered?

First Fidelity Bank is headquartered in OKLAHOMA CITY, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First Fidelity Bank founded?

First Fidelity Bank was established in 1981, per the FDIC institution directory.

Is First Fidelity Bank FDIC-insured?

Yes. First Fidelity Bank is an FDIC-insured commercial bank (FDIC Certificate #23473). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First Fidelity Bank?

First Fidelity Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does First Fidelity Bank operate?

First Fidelity Bank operates 27 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is First Fidelity Bank's Texas Ratio?

First Fidelity Bank's Texas Ratio is 3.96% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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