Chickasaw Community Bank
BankRegReports is independent of Chickasaw Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Chickasaw Community Bank is an FDIC-insured commercial bank headquartered in Oklahoma City, OK, established in 1903 (FDIC certificate 11521), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $557.1M, up 23.7% from Q2 2025, the 50th largest of 169 banks headquartered in Oklahoma. Its CET1 capital ratio was 19.98% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 11521
- Headquarters
- Oklahoma City, OK
- Established
- 1903
- Total assets, Q2 2026
- $557.1M
- Assets vs Q2 2025
- +23.7%
- CET1 ratio, Q2 2026
- 19.98%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 103012966
- Holding company
- CHICKASAW BANC HOLDING COMPANY
- Asset rank in state
- 50th of 169 in Oklahoma
Chickasaw Community Bank is growing quickly. Based in Oklahoma City, Oklahoma, it had $557 million in assets at June 30, 2026, up 23.7% from a year earlier. It grew its loan book 22.1% over the year, 4.0 times the median of 5.5% for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 81 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
Its $62 million non-owner-occupied commercial real estate book is improving, with 2.16% past due or on nonaccrual, down from 8.22% a year earlier. Deposits are coming in faster than loans: over the year loans rose 22.1% and deposits rose 26.9%. Credit is the area to watch: it carries problem assets equal to 13.0% of the capital and reserves that would absorb them, 4.9 times the median of 2.6% for banks its size.
As of June 30, 2026, Chickasaw Community Bank reported a CET1 capital ratio of 19.98%, a return on assets of 0.59%, a nonperforming-loan ratio of 2.78% and a Texas ratio of 13.04%. The figures come from its call report filed with the FFIEC.
Of the 169 banks headquartered in Oklahoma, Chickasaw Community Bank is the 50th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 24.6% to $557.1M, loans rose 27.3% and deposits rose 24.7%. 1-4 family residential loans made up 38.6% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 19.2%. Its 5 offices in the FDIC Summary of Deposits are in 4 cities in OK; its Oklahoma City office books 79% of its branch deposits. On its Q2 2026 call report, Chickasaw Community Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 7500 W Memorial Rd, Oklahoma City, OK 73142
- County
- Oklahoma
- Metro Area
- Oklahoma City, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1903
- Former names
- Bank 2 (2002-2020)
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 77
- Domestic deposits
- $490.0M
- Allowance for credit losses
- $4.7M
- Net charge-offs (YTD)
- -$12K
- Average total assets
- $551.2M
- Average total loans
- $325.7M
- Average interest-bearing deposits
- $428.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11521
- Fed RSSD
- 64552
- Website
- www.ccb.bank →
- Parent Holding Company
- CHICKASAW BANC HOLDING COMPANY (RSSD 3045721)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Chickasaw Community Bank's total assets moved between a low of $412.7M (Q3 2024) and a high of $557.1M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 7 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$557.1M total assets against $450.4M; $495.2M total liabilities against $389.3M.
$320.5M net loans and leases against $262.4M; $490.0M total deposits against $386.0M.
$34.0M securities against $27.7M; $157.7M cash and balances due against $125.5M.
$6.7M total interest income against $5.7M; $1.7M total interest expense against $1.3M.
$5.0M net interest income against $4.5M.
$698K total noninterest income against $419K; $4.6M total noninterest expense against $3.9M.
$15K provision for credit losses against -$41K.
$807K net income against $769K.
0.59% return on assets against 0.66%; 3.96% net interest margin against 4.02%.
19.98% CET1 capital ratio against 29.50%; 11.03% tier 1 leverage ratio against 13.66%.
Inside the full Chickasaw Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Chickasaw Community Bank rankings
Its closest position to the top of a national ranking is 409 of 3,640, for Texas Ratio; its furthest is 3,266 of 3,606, for efficiency ratio.
Banks merged into Chickasaw Community Bank
- Oklahoma Heritage Bank, effective April 18, 2026
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.96% (Q4 2024) to 0.88% (Q1 2026) and its net interest margin ran from 3.49% (Q1 2025) to 4.02% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 19.98% | 0.59% | 2.78% | 13.04% | 3.96% |
| Q1 2026 | 22.98% | 0.88% | 3.33% | 14.87% | 3.77% |
| Q4 2025 | 21.47% | -0.18% | 3.83% | 13.80% | 4.00% |
| Q3 2025 | 22.79% | 0.52% | 2.25% | 11.28% | 3.67% |
| Q2 2025 | 29.50% | 0.66% | 2.29% | 9.49% | 4.02% |
| Q1 2025 | 28.10% | 0.33% | 1.79% | 7.78% | 3.49% |
| Q4 2024 | 26.13% | -0.96% | 1.72% | 8.02% | 3.54% |
| Q3 2024 | 13.78% | 0.23% | 0.34% | 2.92% | 3.56% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chickasaw Community Bank (main office) | Oklahoma City , OK | 73142 | $388.3M |
| Ada Branch | Ada , OK | 74820 | $55.1M |
| Stratford Branch | Stratford , OK | 74872 | $20.1M |
| Oklahoma Heritage Branch | Roff , OK | 74865 | $15.8M |
| Byng Branch | Ada , OK | 74820 | $10.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 18, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 18, 2026 | Structure Change | Acquired Oklahoma Heritage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in OK, rank 49 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 421 applications, 161 loans originated, $39.2M originated, across 28 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $574K approved, $191K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Chickasaw Community Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Chickasaw Community Bank with peers
Frequently asked about Chickasaw Community Bank
What are Chickasaw Community Bank's total assets?
As of the Q2 2026 filing, Chickasaw Community Bank reported total assets of $557.1 million in its FFIEC call report.
Where is Chickasaw Community Bank headquartered?
It is headquartered in Oklahoma City, OK, United States.
When was Chickasaw Community Bank founded?
It was established in 1903, per the FDIC institution directory.
Is Chickasaw Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11521). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Chickasaw Community Bank?
Chickasaw Community Bank's primary federal regulator is the Federal Reserve.
What is Chickasaw Community Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 19.98% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Chickasaw Community Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Chickasaw Community Bank's Texas Ratio?
Its Texas Ratio is 13.04% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Chickasaw Community Bank previously called?
The charter now named Chickasaw Community Bank has also operated as Bank 2 (2002-2020), per FDIC structure-change records.
Go deeper on Chickasaw Community Bank.
Get an email when Chickasaw Community Bank files its next call report, and benchmark it against any peer you choose.
Unlock Chickasaw Community Bank, freeFree account