Chickasaw Community Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets climbed 32.2% in Q2 2026, from $228.8M to $302.4M. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, Chickasaw Community Bank is 13th of 71 on CET1 ratio, 19.98% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Chickasaw Community Bank sits 4.91 points higher, at 19.98% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 19.98% |
| Tier 1 risk-based capital ratio | 19.98% |
| Total risk-based capital ratio | 21.24% |
| Tier 1 leverage ratio | 11.03% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $60.4M |
| Tier 1 capital | $60.4M |
| Total risk-based capital | $64.2M |
| Total equity capital | $61.8M |
| Risk-weighted assets | $302.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.10% |
| Tangible equity to tangible assets | 10.56% |
| Equity capital to average assets | 11.22% |
| Internal capital growth rate | 6.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $65.2M |
| Retained earnings | -$1.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.83% | 11.83% | 13.09% | 8.08% | $309.1M |
| Q4 2023 | 12.36% | 12.36% | 13.61% | 7.85% | $277.4M |
| Q1 2024 | 12.17% | 12.17% | 13.42% | 7.88% | $270.9M |
| Q2 2024 | 13.23% | 13.23% | 14.48% | 7.84% | $253.5M |
| Q3 2024 | 13.78% | 13.78% | 15.03% | 8.14% | $245.2M |
| Q4 2024 | 26.13% | 26.13% | 27.38% | 14.23% | $240.1M |
| Q1 2025 | 28.10% | 28.10% | 29.36% | 13.96% | $224.4M |
| Q2 2025 | 29.50% | 29.50% | 30.76% | 13.66% | $216.3M |
| Q3 2025 | 22.79% | 22.79% | 24.05% | 11.52% | $229.6M |
| Q4 2025 | 21.47% | 21.47% | 22.73% | 11.73% | $242.2M |
| Q1 2026 | 22.98% | 22.98% | 24.24% | 11.79% | $228.8M |
| Q2 2026 | 19.98% | 19.98% | 21.24% | 11.03% | $302.4M |
Chickasaw Community Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Chickasaw Community Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chickasaw Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11521) · FFIEC NIC profile (RSSD 64552)