Chickasaw Community Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Total interest expense: 34.4% higher than in Q1 2026, at $1.7M. Chickasaw Community Bank ranks 114th of 169 Oklahoma banks on net interest margin, in the lower half at 3.96% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin; Chickasaw Community Bank reported 3.96% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.32% |
| Yield on loans | 6.30% |
| Yield on securities | 2.92% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.49% |
| Cost of interest-bearing deposits | 1.71% |
| Cost of interest-bearing liabilities | 1.71% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.96% |
| Yield to cost spread | 3.61% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.1M |
| Total interest expense | $1.7M |
| Interest expense on deposits | $1.7M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.15% | 2.24% | 2.88% | 5.47% | 1.95% |
| Q4 2023 | 5.16% | 2.62% | 2.54% | 5.43% | 2.19% |
| Q1 2024 | 5.00% | 2.90% | 2.73% | 5.28% | 2.24% |
| Q2 2024 | 5.13% | 1.71% | 3.46% | 5.36% | 2.23% |
| Q3 2024 | 5.10% | 1.58% | 3.56% | 5.39% | 2.26% |
| Q4 2024 | 5.02% | 1.59% | 3.54% | 5.36% | 2.35% |
| Q1 2025 | 4.69% | 1.32% | 3.49% | 5.16% | 2.66% |
| Q2 2025 | 5.15% | 1.26% | 4.02% | 5.65% | 2.87% |
| Q3 2025 | 4.83% | 1.26% | 3.67% | 5.28% | 2.73% |
| Q4 2025 | 5.21% | 1.32% | 4.00% | 5.73% | 2.77% |
| Q1 2026 | 5.01% | 1.34% | 3.77% | 5.89% | 2.77% |
| Q2 2026 | 5.32% | 1.49% | 3.96% | 6.30% | 2.92% |
Chickasaw Community Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Chickasaw Community Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chickasaw Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11521) · FFIEC NIC profile (RSSD 64552)