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Cattlemens Bank

ALTUS, OKMediumEst. Jan 1, 1910FDIC #12285RSSD #284556FDIC
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Operating from Altus, OK, Cattlemens Bank serves its local market as an FDIC-insured commercial bank. Cattlemens's Q1 2026 balance sheet shows $588M in assets funded primarily by $456M in customer deposits. Returns are in line with industry norms at 1.16% ROA and 12.22% ROE; net interest margin is 4.05%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.00% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.07% NPLs and a 4.04% Texas Ratio. 7 branches make up the footprint.

Headquarters Profile

Address
3421 N Main St, ALTUS, OK 73521
County
Jackson
Metro Area
ALTUS, OK
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
January 1, 1910
Branches
7 domestic
Employees (FTE)
72
FDIC Cert
12285
Fed RSSD
284556
Assets
$588M
Deposits
$456M
Loans
$513M
Equity
$59M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Loan-to-Deposit at 112.6% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.16%0.07%4.04%4.05%
2025-12-311.03%0.07%5.38%4.10%
2025-09-301.20%0.07%21.19%4.11%
2025-06-301.01%0.11%14.28%3.98%
2025-03-310.67%0.12%8.75%3.81%
2024-12-3111.00%1.29%0.13%14.18%3.76%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Cattlemens Bank

What are Cattlemens Bank's total assets?

As of the Q1 2026 filing, Cattlemens Bank reported total assets of $588.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Cattlemens Bank headquartered?

Cattlemens Bank is headquartered in ALTUS, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Cattlemens Bank founded?

Cattlemens Bank was established in 1910, per the FDIC institution directory.

Is Cattlemens Bank FDIC-insured?

Yes. Cattlemens Bank is an FDIC-insured commercial bank (FDIC Certificate #12285). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Cattlemens Bank?

Cattlemens Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Cattlemens Bank operate?

Cattlemens Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Cattlemens Bank's Texas Ratio?

Cattlemens Bank's Texas Ratio is 4.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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