Cattlemens Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cattlemens Bank of Altus, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.42% | 1.34% | +0.08% | 59th above |
| ROAE | 14.03% | 13.32% | +0.71% | 60th above |
| Net Interest Margin | 4.19% | 3.93% | +0.26% | 64th above |
| Efficiency Ratio | 60.29% | 61.13% | -0.84% | 53rd above |
| PPNR / Avg Assets | 1.69% | 1.68% | +0.01% | 56th above |
| Yield on Earning Assets | 6.82% | 5.67% | +1.15% | 93rd top |
| Cost of Funds | 2.87% | 1.88% | +0.99% | 8th bottom |
| Net Interest Spread | 3.48% | 3.32% | +0.16% | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.94% | -0.87% | 76th top |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 73rd above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 73rd above |
| ACL / Total Loans | 0.94% | 1.28% | -0.34% | 20th bottom |
| ACL / NPLs (Coverage) | 1429.48% | 1546.19% | -116.71% | — |
| Texas Ratio | 2.49% | 7.34% | -4.85% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.28% | 12.14% | -1.86% | 37th below |
| Equity / Assets | 10.19% | 11.37% | -1.18% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.19% | 11.08% | -0.89% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 112.06% | 80.64% | +31.42% | 3rd bottom |
| Core Deposit Ratio | 86.38% | 86.85% | -0.47% | 36th below |
| Wholesale Funding Ratio | 9.74% | 5.03% | +4.71% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.56% | 6.84% | +2.72% | 81st top |
| Loan Growth (Y/Y) | 10.56% | 7.92% | +2.64% | 75th top |
| Deposit Growth (Y/Y) | 7.86% | 6.29% | +1.57% | 75th top |
See Cattlemens Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cattlemens Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cattlemens Bank profile, how to read a UBPR, or how this data updates.