Cattlemens Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Retained earnings rose 5.5% in Q2 2026 to $32.8M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.28% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $60.8M |
| Tier 1 capital | $60.8M |
| Total risk-based capital | — |
| Total equity capital | $60.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.19% |
| Tangible equity to tangible assets | 10.19% |
| Equity capital to average assets | 10.25% |
| Internal capital growth rate | 11.68% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $27.8M |
| Retained earnings | $32.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$129K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.13% | 10.13% | 10.93% | 8.59% | $419.6M |
| Q4 2023 | 10.19% | 10.19% | 11.01% | 8.69% | $425.4M |
| Q1 2024 | 10.72% | 10.72% | 11.54% | 9.21% | $438.1M |
| Q2 2024 | 10.56% | 10.56% | 11.39% | 9.12% | $453.2M |
| Q3 2024 | 10.93% | 10.93% | 11.80% | 9.43% | $447.5M |
| Q4 2024 | 11.00% | 11.00% | 11.90% | 9.55% | $453.8M |
| Q1 2025 | — | — | — | 9.50% | — |
| Q2 2025 | — | — | — | 9.47% | — |
| Q3 2025 | — | — | — | 9.58% | — |
| Q4 2025 | — | — | — | 9.43% | — |
| Q1 2026 | — | — | — | 10.00% | — |
| Q2 2026 | — | — | — | 10.28% | — |
Cattlemens Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Cattlemens Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cattlemens Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12285) · FFIEC NIC profile (RSSD 284556)