Cattlemens Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 56.99 percentage points in Q2 2026, from 1372.49% to 1429.48%. It was the largest change from Q1 2026 among the key lines here. Cattlemens Bank ranks 87th of 169 Oklahoma banks on return on assets, in the lower half at 1.42% (Q2 2026). Cattlemens Bank reported 1.42% on return on assets for Q2 2026, 0.16 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.28% |
| Equity capital to assets | 10.19% |
| Tangible equity to tangible assets | 10.19% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.07% |
| Non-performing assets ratio | 0.07% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 2.49% |
| Allowance for credit losses to loans | 0.94% |
| Reserve coverage of non-performing loans | 1429.48% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.42% |
| Return on equity | 14.03% |
| Net interest margin | 4.19% |
| Efficiency ratio | 60.29% |
| Yield on earning assets | 6.82% |
| Cost of funds | 2.87% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 112.06% |
| Core deposits to total deposits | 86.38% |
| Brokered deposits to total deposits | 1.29% |
| Deposits to assets | 78.79% |
| Securities to assets | 0.47% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.13% | 10.13% | 10.93% | 8.59% | 0.77% |
| Q4 2023 | 10.19% | 10.19% | 11.01% | 8.69% | 1.02% |
| Q1 2024 | 10.72% | 10.72% | 11.54% | 9.21% | 1.04% |
| Q2 2024 | 10.56% | 10.56% | 11.39% | 9.12% | 1.20% |
| Q3 2024 | 10.93% | 10.93% | 11.80% | 9.43% | 1.10% |
| Q4 2024 | 11.00% | 11.00% | 11.90% | 9.55% | 1.29% |
| Q1 2025 | — | — | — | 9.50% | 0.67% |
| Q2 2025 | — | — | — | 9.47% | 1.01% |
| Q3 2025 | — | — | — | 9.58% | 1.20% |
| Q4 2025 | — | — | — | 9.43% | 1.03% |
| Q1 2026 | — | — | — | 10.00% | 1.16% |
| Q2 2026 | — | — | — | 10.28% | 1.42% |
Cattlemens Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Cattlemens Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cattlemens Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12285) · FFIEC NIC profile (RSSD 284556)