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Capital · Nebraska

US Banks with Highest Tier 1 Leverage Ratio in Nebraska

Ranked among banks headquartered in Nebraska. Re-ranked 1-100 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: HERITAGE BANK — 22.55% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 106 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Heritage Bank Wood River , NE 22.55% $612.5M
2 Minden Exchange Bank & Trust Company Minden , NE 19.89% $199.1M
3 American Interstate Bank Elkhorn , NE 19.52% $127.8M
4 Homestead Bank Cozad , NE 18.19% $530.5M
5 Bankfirst Norfolk , NE 15.25% $1.20B
6 Madison County Bank Madison , NE 14.90% $603.6M
7 Countryside Bank Unadilla , NE 14.81% $120.7M
8 South Central State Bank Campbell , NE 14.70% $187.9M
9 West Plains Bank Ainsworth , NE 14.64% $135.9M
10 Auburn State Bank Auburn , NE 14.44% $250.2M
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11 Horizon Bank Waverly , NE 14.26% $539.2M
12 First Bank and Trust of Fullerton Fullerton , NE 14.12% $107.1M
13 York State Bank York , NE 14.04% $204.2M
14 Bank of Dixon County Ponca , NE 13.81% $139.5M
15 Town & Country Bank Ravenna , NE 13.67% $227.1M
16 First National Bank of Gordon, the Gordon , NE 13.65% $373.0M
17 Adams Bank & Trust Ogallala , NE 13.62% $1.33B
18 Platte Valley Bank North Bend , NE 13.59% $105.8M
19 Home Federal Savings and Loan Association of Grand Island Grand Island , NE 13.45% $558.4M
20 First Northeast Bank of Nebraska Lyons , NE 13.20% $501.2M
21 Nebraska State Bank and Trust Company Broken Bow , NE 12.78% $280.6M
22 Washington County Bank Blair , NE 12.73% $662.8M
23 Security Bank Laurel , NE 12.67% $316.0M
24 Cattle Bank & Trust Seward , NE 12.59% $416.3M
25 Premier Bank N.A. Omaha , NE 12.38% $358.0M
26 Pathway Bank Cairo , NE 12.08% $343.8M
27 Great Plains State Bank Petersburg , NE 11.98% $378.3M
28 F&m Bank Falls City , NE 11.88% $142.3M
29 Custer Federal State Bank Broken Bow , NE 11.78% $124.9M
30 First State Bank Farnam , NE 11.77% $201.7M
31 Lincoln Federal Savings Bank of Nebraska Lincoln , NE 11.70% $384.5M
32 First State Bank Loomis , NE 11.63% $227.3M
33 Farmers and Merchants Bank Milligan , NE 11.56% $211.8M
34 First Westroads Bank, INC. Omaha , NE 11.50% $384.0M
35 Adams County Bank Kenesaw , NE 11.44% $241.6M
36 Legends West Bank Lewellen , NE 11.42% $154.0M
37 First National Bank in Ord Ord , NE 11.42% $165.4M
38 First Central Bank Cambridge , NE 11.35% $137.6M
39 Citizens Bank & Trust Company Saint Paul , NE 11.31% $232.9M
40 West Gate Bank Lincoln , NE 11.28% $1.44B
41 Hershey Bank Hershey , NE 11.28% $138.7M
42 Access Bank Omaha , NE 11.27% $1.00B
43 Jones Bank Seward , NE 11.23% $438.4M
44 United Republic Bank Omaha , NE 11.17% $192.0M
45 Firstier Bank Kimball , NE 11.13% $1.11B
46 F&m Bank West Point , NE 11.10% $361.1M
47 Enterprise Bank Omaha , NE 11.05% $595.7M
48 Mnb Bank Mccook , NE 11.02% $593.6M
49 First Central Bank Mccook Mccook , NE 10.97% $124.9M
50 Five Points Bank of Hastings Hastings , NE 10.96% $537.5M
51 Firstbank of Nebraska Wahoo , NE 10.95% $470.3M
52 Security National Bank of Omaha Omaha , NE 10.90% $1.84B
53 Exchange Bank Kearney , NE 10.77% $1.56B
54 Banner Capital Bank Harrisburg , NE 10.76% $368.9M
55 Farmers and Merchants Bank Milford , NE 10.74% $1.04B
56 City Bank & Trust CO. Lincoln , NE 10.63% $328.2M
57 Henderson State Bank Henderson , NE 10.57% $634.6M
58 American National Bank Omaha , NE 10.55% $5.16B
59 Five Points Bank Grand Island , NE 10.54% $2.10B
60 State Nebraska Bank &trust Wayne , NE 10.53% $249.4M
61 Dayspring Bank Gothenburg , NE 10.52% $1.18B
62 Waypoint Bank Cozad , NE 10.47% $405.2M
63 Elkhorn Valley Bank & Trust Norfolk , NE 10.43% $1.44B
64 First National Bank of Omaha Omaha , NE 10.41% $34.73B
65 Foundation One Bank Waterloo , NE 10.39% $200.9M
66 First Nebraska Bank Valley , NE 10.35% $361.0M
67 Equitable Bank Grand Island , NE 10.28% $517.2M
68 Heartland Bank Geneva , NE 10.23% $901.5M
69 Union Bank and Trust Company Lincoln , NE 10.10% $9.19B
70 Cornhusker Bank Lincoln , NE 10.09% $1.03B
71 Citizens State Bank Wisner , NE 10.08% $653.5M
72 Nebraska Bank Dodge , NE 10.02% $509.4M
73 Pinnacle Bank Lincoln , NE 10.01% $9.12B
74 Bank of the Valley Bellwood , NE 9.95% $557.4M
75 Farmers and Merchants Bank of Ashland Ashland , NE 9.89% $146.2M
76 Tri-county Bank, the Stuart , NE 9.87% $233.5M
77 Riverstone Bank Eagle , NE 9.82% $586.7M
78 Commercial State Bank Wausa , NE 9.82% $254.0M
79 Bank of Lindsay Lindsay , NE 9.73% $100.9M
80 Cornerstone Bank York , NE 9.72% $2.65B
81 State Bank of Table Rock Table Rock , NE 9.70% $148.5M
82 Western Nebraska Bank Curtis , NE 9.68% $183.2M
83 Bruning Bank Bruning , NE 9.64% $666.8M
84 Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield , NE 9.63% $225.1M
85 Dundee Bank Omaha , NE 9.62% $922.4M
86 Rvr Bank Fremont , NE 9.55% $554.3M
87 Brunswick State Bank Brunswick , NE 9.54% $174.6M
88 Nebraska Bank of Commerce Lincoln , NE 9.51% $238.7M
89 Frontier Bank Omaha , NE 9.50% $1.43B
90 Nebraskaland Bank North Platte , NE 9.46% $1.01B
91 Core Bank Omaha , NE 9.45% $1.08B
92 Cedar Rapids State Bank Cedar Rapids , NE 9.41% $173.1M
93 Platte Valley Bank Scottsbluff , NE 9.39% $1.23B
94 Charter West Bank West Point , NE 9.26% $531.5M
95 Western National Bank Chester , NE 9.24% $261.8M
96 Flatwater Bank Gothenburg , NE 9.22% $346.6M
97 First State Bank Nebraska Lincoln , NE 9.19% $1.11B
98 Columbus Bank and Trust Company Columbus , NE 9.17% $276.2M
99 Midwest Bank Pierce , NE 9.12% $1.25B
100 I3 Bank Bennington , NE 9.11% $226.2M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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