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Capital · Ohio

US Banks with Highest Tier 1 Leverage Ratio in Ohio

Ranked among banks headquartered in Ohio. Re-ranked 1-100 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: EREBOR BANK, NATIONAL ASSOCIATION — 142.22% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 140 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Erebor Bank, N.A. Columbus , OH 142.22% $1.70B
2 Nationwide Trust Company, FSB Columbus , OH 38.80% $166.3M
3 Spring Valley Bank Wyoming , OH 34.76% $115.8M
4 First Bank of Ohio Tiffin , OH 33.77% $286.9M
5 The Farmers Savings Bank Spencer , OH 27.86% $293.1M
6 Miami Savings Bank Miamitown , OH 22.20% $132.0M
7 Peoples Savings and Loan Company, the Bucyrus , OH 20.11% $160.6M
8 Valley Central Bank Liberty Township , OH 19.98% $187.5M
9 Harrison Building and Loan Association, the Harrison , OH 17.20% $273.5M
10 Fidelity Federal Savings and Loan Association of Delaware Delaware , OH 17.10% $131.4M
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11 Home Savings and Loan Company of Kenton, Ohio, the Dba Hslc Kenton , OH 16.98% $247.8M
12 First Federal Savings and Loan Association of Delta Delta , OH 16.54% $247.3M
13 Adelphi Bank Columbus , OH 16.52% $117.0M
14 Settlers Bank Marietta , OH 16.46% $140.2M
15 Fahey Banking Company, the Marion , OH 15.78% $384.2M
16 Independence Bank Independence , OH 15.26% $191.4M
17 Cincinnatus Savings and Loan Company, the Cheviot , OH 15.21% $191.0M
18 Farmers and Merchants Bank, the Caldwell , OH 15.03% $134.9M
19 Wilmington Savings Bank, the Wilmington , OH 14.63% $265.1M
20 Community Savings Bank Bethel , OH 14.56% $111.1M
21 Belmont Savings Bank Bellaire , OH 14.35% $592.9M
22 Hamler State Bank, the Hamler , OH 14.02% $125.6M
23 First Federal Savings and Loan Association of Newark Newark , OH 13.91% $294.8M
24 Southern Hills Community Bank Leesburg , OH 13.80% $205.6M
25 Citizens Bank Company, the Beverly , OH 13.79% $329.7M
26 First Federal Bank of Ohio Galion , OH 13.66% $283.0M
27 First Federal Savings and Loan Association of Van Wert, Oh Van Wert , OH 13.62% $194.7M
28 United Midwest Savings Bank, N.A. De Graff , OH 13.28% $520.6M
29 Greenville National Bank Greenville , OH 12.99% $647.7M
30 ST. Henry Bank, the Saint Henry , OH 12.96% $447.9M
31 Mercer Savings Bank Celina , OH 12.96% $174.2M
32 Bank of Magnolia Company, the Magnolia , OH 12.89% $109.8M
33 Buckeye Community Bank Elyria , OH 12.82% $245.1M
34 Fort Jennings State Bank, the Fort Jennings , OH 12.77% $278.4M
35 First Citizens National Bank of Upper Sandusky, the Upper Sandusky , OH 12.70% $380.3M
36 Civista Bank Sandusky , OH 12.63% $4.29B
37 Warsaw Federal Savings and Loan Association Cincinnati , OH 12.53% $100.3M
38 Signature Bank, N.A. Toledo , OH 12.41% $1.28B
39 Sherwood State Bank, the Sherwood , OH 12.27% $106.0M
40 Citizens National Bank of Mcconnelsville, the Mcconnelsville , OH 12.03% $106.3M
41 Peoples Bank CO., the Coldwater , OH 11.97% $842.5M
42 Farmers & Merchants Bank Miamisburg , OH 11.93% $354.8M
43 Community Savings Caldwell , OH 11.93% $300.7M
44 Home Loan Savings Bank, the Coshocton , OH 11.90% $383.2M
45 Fairfield Federal Savings and Loan Association of Lancaster Lancaster , OH 11.78% $282.5M
46 Cfbank N.A. Columbus , OH 11.76% $2.14B
47 Farmers National Bank of Canfield, the Canfield , OH 11.73% $7.22B
48 Guardian Savings Bank West Chester , OH 11.68% $1.38B
49 CenterBank Milford , OH 11.58% $341.3M
50 National Bank of Adams County of West Union, the West Union , OH 11.51% $115.3M
51 Citizens National Bank of Bluffton, the Bluffton , OH 11.44% $1.08B
52 Ohio State Bank Bexley , OH 11.23% $481.1M
53 Fifth Third Bank, N.A. Cincinnati , OH 11.16% $296.12B
54 National Cooperative Bank, N.A. Hillsboro , OH 11.16% $4.15B
55 Hocking Valley Bank, the Athens , OH 11.10% $366.9M
56 North Side Bank and Trust Company, the Cincinnati , OH 11.04% $1.16B
57 Middlefield Banking Company, the Middlefield , OH 11.02% $1.90B
58 Portage Community Bank Ravenna , OH 10.97% $555.1M
59 Park National Bank, the Newark , OH 10.94% $12.93B
60 Home Federal Savings and Loan Association of Niles Ohio Niles , OH 10.91% $158.5M
61 First National Bank in New Bremen New Bremen , OH 10.81% $457.2M
62 Citizens Federal Savings & Loan Association Bellefontaine , OH 10.80% $186.6M
63 First State Bank Winchester , OH 10.63% $1.19B
64 Corn City State Bank, the Deshler , OH 10.59% $106.8M
65 Premier Bank Youngstown , OH 10.54% $8.56B
66 Vinton County National Bank Mc Arthur , OH 10.51% $1.58B
67 Richwood Banking Company, INC., the Richwood , OH 10.46% $1.27B
68 Union Savings Bank Cincinnati , OH 10.44% $4.01B
69 First Federal Savings and Loan Association of Lorain Lorain , OH 10.43% $567.3M
70 Farmers State Bank, the New Madison , OH 10.42% $332.8M
71 First National Bank of Dennison, Ohio, the Dennison , OH 10.41% $271.5M
72 Waterford Bank, Na Toledo , OH 10.36% $1.72B
73 North Valley Bank Zanesville , OH 10.35% $414.6M
74 Riverhills Bank Milford , OH 10.32% $343.9M
75 Community Bank, the Zanesville , OH 10.31% $691.0M
76 Croghan Colonial Bank, the Fremont , OH 10.28% $1.35B
77 Sutton Bank Attica , OH 10.26% $1.68B
78 Huntington National Bank, the Columbus , OH 10.24% $284.14B
79 First Bank of Central Ohio Worthington , OH 10.21% $246.1M
80 Westfield Bank, FSB Westfield Center , OH 10.17% $2.06B
81 Commercial and Savings Bank of Millersburg, Ohio, the Millersburg , OH 10.12% $1.27B
82 Ohio Valley Bank Company, the Gallipolis , OH 10.06% $1.66B
83 Keybank N.A. Cleveland , OH 10.02% $185.98B
84 Heartland Bank Whitehall , OH 9.95% $1.97B
85 Third Federal Savings & Loan Association of Cleveland Cleveland , OH 9.94% $17.47B
86 State Bank and Trust Company, the Defiance , OH 9.91% $1.60B
87 Peoples First Savings Bank Mason , OH 9.88% $101.6M
88 First National Bank of Sycamore, the Sycamore , OH 9.85% $239.4M
89 First Financial Bank Cincinnati , OH 9.82% $22.69B
90 Minster Bank Minster , OH 9.80% $814.0M
91 Union Bank Company, the Columbus Grove , OH 9.73% $1.21B
92 Andover Bank, the Andover , OH 9.73% $602.1M
93 Antwerp Exchange Bank Company, the Antwerp , OH 9.67% $162.0M
94 First Federal Community Bank, N.A. Dover , OH 9.65% $937.6M
95 Monroe Federal Savings and Loan Association Tipp City , OH 9.60% $142.8M
96 Killbuck Savings Bank Company, the Killbuck , OH 9.59% $941.2M
97 Farmers & Merchants State Bank, the Archbold , OH 9.57% $3.48B
98 Peoples Bank Marietta , OH 9.54% $9.64B
99 First Mutual Bank, FSB Belpre , OH 9.51% $110.4M
100 Somerville Bank Eaton , OH 9.46% $294.3M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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