The Antwerp Exchange Bank Company
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Data as of · sourced from FFIEC call reports. How we update
The Antwerp Exchange Bank Company is an FDIC-insured commercial bank headquartered in Antwerp, OH, established in 1893 (FDIC certificate 14523), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $161.3M, up 4.6% from Q2 2025, the 106th largest of 154 banks headquartered in Ohio. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.72% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 14523
- Headquarters
- Antwerp, OH
- Established
- 1893
- Total assets, Q2 2026
- $161.3M
- Assets vs Q2 2025
- +4.6%
- Tier 1 leverage ratio, Q2 2026
- 9.72%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 041208735
- Latest call report
- Q2 2026, FFIEC 051 · The Antwerp Exchange Bank Company call report
- Holding company
- DIAMOND BANCSHARES, INC.
- Asset rank in state
- 106th of 154 in Ohio
The Antwerp Exchange Bank Company spends more to run itself than most banks of its size. It reported $161 million in assets at June 30, 2026, up 4.6% from a year earlier. It earns about $0.30 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 88 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Loans and deposits moved in opposite directions: over the year loans fell 2.1% and deposits rose 4.4%. Unrealized losses on its securities total $3.6 million, equal to 23% of Tier 1 capital, against 28% a year earlier. One more trend to watch: net income for the quarter slipped 13% from a year earlier, to $120,000.
As of June 30, 2026, The Antwerp Exchange Bank Company reported a return on assets of 0.30%, a nonperforming-loan ratio of 0.70% and a Texas ratio of 5.66%. The figures come from its call report filed with the FFIEC.
The Antwerp Exchange Bank Company ranks as the 106th largest of the 154 banks based in Ohio, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.4% to $161.3M, loans fell 0.7% and deposits fell 0.4%. 1-4 family residential loans made up 48.3% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 20.9%. The FDIC Summary of Deposits lists 3 offices for it, in Antwerp, OH, Payne, OH and Harlan, IN; its Antwerp office books 59% of its branch deposits. On its Q2 2026 call report, The Antwerp Exchange Bank Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 305 S Main St, Antwerp, OH 45813
- County
- Paulding
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1893
- Former names
- The Antwerp Exchange Bank Company (1958)
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $148.2M
- Allowance for credit losses
- $971K
- Net charge-offs (YTD)
- $16K
- Average total assets
- $160.1M
- Average total loans
- $111.0M
- Average interest-bearing deposits
- $108.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 2, 1934
- FDIC Cert
- 14523
- Fed RSSD
- 91615
- Website
- www.antwerpexchangebank.com →
- Parent Holding Company
- DIAMOND BANCSHARES, INC. (RSSD 1129896)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Antwerp Exchange Bank Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Antwerp Exchange Bank Company's total assets ranged from $150.6M (Q2 2024) to $162.0M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$161.3M total assets against $154.2M; $148.6M total liabilities against $142.4M.
$110.3M net loans and leases against $112.7M; $148.2M total deposits against $141.9M.
$21.0M securities against $25.3M; $21.9M cash and balances due against $8.0M.
$2.0M total interest income against $1.9M; $498K total interest expense against $592K.
$1.5M net interest income against $1.3M.
$150K total noninterest income against $142K; $1.5M total noninterest expense against $1.2M.
$23K provision for credit losses against $30K.
$120K net income against $138K.
0.30% return on assets against 0.36%; 3.88% net interest margin against 3.61%.
9.72% tier 1 leverage ratio against 9.75%.
Inside the full The Antwerp Exchange Bank Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Antwerp Exchange Bank Company rankings
Its closest position to the top of a national ranking is 1,190 of 3,640, for Texas Ratio; its furthest is 3,438 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.30% (Q2 2026) to 0.82% (Q3 2025) and its net interest margin ran from 3.34% (Q3 2024) to 4.00% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.72% | 0.30% | 0.70% | 5.66% | 3.88% |
| Q1 2026 | 9.67% | 0.41% | 0.60% | 4.92% | 3.65% |
| Q4 2025 | 9.69% | 0.31% | 0.97% | 8.43% | 4.00% |
| Q3 2025 | 10.01% | 0.82% | 0.48% | 5.00% | 3.68% |
| Q2 2025 | 9.75% | 0.36% | 0.79% | 8.26% | 3.61% |
| Q1 2025 | 9.66% | 0.54% | 0.54% | 5.56% | 3.79% |
| Q4 2024 | 9.67% | 0.44% | 0.60% | 6.40% | 3.39% |
| Q3 2024 | 9.69% | 0.52% | 0.70% | 6.96% | 3.34% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Antwerp Exchange Bank Company | Antwerp , OH | 45813 | $88.1M |
| Payne Branch | Payne , OH | 45880 | $39.6M |
| Harlan Banking Center | Harlan , IN | 46743 | $20.4M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 125 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 64 applications, 55 loans originated, $8.4M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Antwerp Exchange Bank Company
What are The Antwerp Exchange Bank Company's total assets?
As of the Q2 2026 filing, The Antwerp Exchange Bank Company reported total assets of $161.3 million in its FFIEC call report.
Where is The Antwerp Exchange Bank Company headquartered?
It is headquartered in Antwerp, OH, United States.
When was The Antwerp Exchange Bank Company founded?
It was established in 1893, per the FDIC institution directory.
Is The Antwerp Exchange Bank Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14523). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Antwerp Exchange Bank Company?
The Antwerp Exchange Bank Company's primary federal regulator is the FDIC.
How many branches does The Antwerp Exchange Bank Company operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Antwerp Exchange Bank Company's Texas Ratio?
Its Texas Ratio is 5.66% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Antwerp Exchange Bank Company previously called?
The charter now named The Antwerp Exchange Bank Company has also operated as The Antwerp Exchange Bank Company (1958), per FDIC structure-change records.
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